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  • The Real Tax Nightmare May Be on the WayColumn, Blog

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    Tax Day has come and gone. You pulled together the myriad facts and figures that determine what you owe, or the size of your refund. And now you’re waiting for your checks to arrive — or, if you are the nervous, slightly paranoid, type like me, you may be worried about an audit or some other correspondence indicating that you’ve got work to do. While potentially daunting, it’s unlikely an audit or legal notice awaits […]

  • Privacy and security

    8 Ways to Protect Your Privacy OnlineData Security, Privacy

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    The only sure thing in the world of information security is that there is no such thing as a failsafe solution. It’s crucial not only to keep abreast of the latest threats out there, but to also act as though the mission is to find your way to safety from the middle of a lawless demilitarized zone that’s lousy with enemy snipers. Sound extreme? Remember that Cold War classic “A Few Good Men” when Colonel […]

  • iPhone Privacy

    Privacy vs. Security: Where Should We Draw the Encrypted Line in the Sand?Data Security, Privacy

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    The recent Game of Phones between the FBI and Apple underscored an area in our jurisprudence that is screaming for more clarity. If there is a tipping point when the protection of consumer privacy should yield to the needs of a criminal investigation, where is it? Few will dispute the obvious cases where the Constitutional rights of a citizen are disrupted by a judge who knows (or at least has access to) the legal precedents […]

  • Will the Obama Administration Side With Debt Collectors?Column, Blog

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    With the Supreme Court in flux, the highest authority in U.S. law has punted a landmark case over to the executive branch, effectively asking it to decide whether debt collectors can charge interest rates so high they’re deemed illegal in some states. In Madden v. Midland Funding, LLC., a debt collection company purchased the plaintiff’s charged-off debt, but the plaintiff resided in New York state where the usury limit is 25% annually. The complaint was […]

  • Fraud

    A Tax Fraud Survival GuidePersonal Finance

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    Despite tales of highly sophisticated, fluid-fingered cyber ninjas working tirelessly to penetrate heretofore impenetrable, firewalled, super secure databases, many identity thieves actually have a pretty easy job getting what they need to make a killing. The number of people out there with tight personal cyber security is fairly limited — those who only go online via virtual private networks (VPNs) and communicate solely via encrypted email and messaging apps. They aren’t so easy for the […]

  • Your Identity Portfolio Can Make or Break YouData Security, Identity Theft

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    No matter how good or lucky the investor, no one beats the market 100% of the time—unless, of course, you are Bobby Axelrod. There is, however, an investment portfolio that is somewhat more predictable. It works along similar lines, but it is possible to exercise significantly more control over it than equities. I’m talking about your identity portfolio. I’ve written elsewhere about your credit portfolio, which can be a wealth-builder or a weapon of individual […]

  • Cyber wall

    The National Security Nightmare the Candidates Aren’t DiscussingData Security, Politics

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    Whether you love it, or it makes you want to move south of the border, Donald Trump’s Great Wall of Mexico is an idea whose time has come. That said, the Republican presidential candidate has a few things wrong. First, The Donald’s wall is misnamed. It should be called the Great Cyber Wall of America or the American Cyberdome or, at any rate, something denoting a digital information and communication protection system. The second thing […]

  • Credit report

    The Best Investment You Have: Your CreditFinancial Literacy, credit

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    When it comes to investments, there is no end to the commentary about the best ways to do it. Often there is substantial risk. But that isn’t always the case. In fact, there’s one portfolio that could be the deciding factor on whether you go on that family vacation, buy a new car or retire early — and it requires no capital at all. The portfolio I’m talking about is not affected by daily stock […]

  • Donald Trump

    Would Gawker Be Able to Punk President Trump?Politics

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    On the Sunday before Super Tuesday, Donald Trump did something that would have been a serious misstep for any other campaign, and yet it was lost in conversations about renounced, or un-renounced, KKK endorsements and Hillary Clinton’s rout of Bernie Sanders in South Carolina. What happened was simple. Mr. Trump retweeted a quotation that had been tweeted at him a little after six in the morning. The quotation in question certainly sounded like something The […]

  • How Tim Cook Is Securing Steve Jobs’s Legacy with EncryptionColumn, Data Security, Blog

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    Steve Jobs understood what people want. His insistence on making hard things easier — for instance, using a personal computer — was an essential part of the Apple success story. Apple CEO Tim Cook has been doing the same thing — but now the “hard thing” is privacy and encryption. Apple has consistently earned top marks for its privacy and data security policies. That said, since the San Bernardino shooting, which left 14 dead and […]

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