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Author Archives: Adam Levin


  • The Dodd-Frank Act Paved the Way for Effective Gun LawsGovernment, Politics, Blog

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    I admit that I am no expert on the gun industry, but I am sufficiently experienced in politics, lobbying, finance and public advocacy to know that the Sandy Hook Elementary shooting made it possible to change our gun laws. I remember a time when even the most optimistic consumer advocate believed that the Chicago Cubs would win the World Series before banks and credit card companies would be reined in; that the lords of high […]

  • How to Fix the Student Loan Crisis (for Real This Time)Education, Blog

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    As Washington slides ever closer to the fiscal cliff, financial vortex, or whatever will be the next term du jour, and our national focus finally shifts to fixing that which has heretofore been deemed “unfixable,” perhaps 2013 is the year we endeavor to fix our very broken student loan system. In the first quarter of 1999, Americans owed $90 billion on student loans. It now exceeds $1 trillion. That’s not a bubble, dear friends, that’s […]

  • The Disturbing Inaction of Congress on the Mortgage CliffGovernment, Mortgages, Politics, Blog

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    With the presidential election over, the fiscal cliff is all anyone can talk about. The “cliff” is actually a drastic metaphor for a chronic political logjam caused by partisanship. There’s another cliff on the horizon that is about to hit much closer to home for a lot of Americans. It’s not the product of echo chamber hype. It’s a family killer. Worse, unless Congress drops the obstructionist approach, this second cliff is going to be […]

  • When Your Identity Is Tossed Out the Window… LiterallyData Security, Blog, Privacy, Identity Theft

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    The scene of the crime is the Macy’s Day Thanksgiving Day Parade. This year was spectacular — great entertainment with many new balloons and floats. Fall was in the air and so, too, was the confetti. This year, however, some of it was comprised of shredded confidential documents, floating to the ground, courtesy of the Nassau County Police Department. You see, the confetti strips dumped on the parade route at 65th Street and Central Park […]

  • What Black Friday and the Fiscal Cliff Have in CommonGovernment, Politics, Blog

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    Black Friday is upon us. Yes, it’s time once again for intrepid American consumers to hit the stores like there’s no tomorrow — nudging hundreds of thousands of retailers into the black and ourselves into the red, only to spend the balance of the year clawing our way back to some semblance of solvency. But this year, things are different. While visions of sugarplums may dance in our heads, we have butterflies fluttering in our […]

  • How the SEC Almost Shut Down Wall StreetGovernment, Blog

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    Here’s a fun fact: Hackers, just like bankers, real estate agents and collectors of Star Trek memorabilia, attend conferences. Even better: they play games at the conferences. One of the games they play has attendees aggressively competing to access any device in the hall, thereby demonstrating prowess in obtaining sensitive information. The goal is to exploit any vulnerability, or crack that which is perceived to be impenetrable, and share details for both educational purposes and […]

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    Europe: The Confidence Game That Could Break the BankGovernment, Banking, Blog, Money

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    The word “economy” comes from the Greek “oikos” or “house.” Lately, the global economy has been like a nightmare episode of “Holmes Inspection.” You know the one. The owner fixes one problem only to find a more insidious problem underneath. Confidence in the contractor quickly turns into fear of the unknown and soon a new floor turns into a new foundation. It all goes way over budget and none of it is to code. It’s […]

  • Senator Mitch McConnell, Meet Senator Elizabeth WarrenPolitics, Blog

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    In 2010, as Americans were fighting with all their strength to survive the meltdown of 2007-2009, Sen. Mitch McConnell infamously said, “The single most important thing we want to achieve is for President Obama to be a one-term president.” The line was repeated again and again by Democrats and the folks on MSNBC. How could this Republican Senator’s primary goal in his capacity as a public servant be to defeat the president? What about the […]

  • ‘Corporations Are People’ and They Don’t Want You to VoteGovernment, Politics, Blog

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    It’s hard to miss the coincidence: those who want to limit voting hours and demand stricter voter ID protocols also believe that corporations are people. They want to control women’s bodies, and pay them less than men. They’re against higher taxes for the wealthy, and they want to do away with consumer protections. And make no mistake about it, this is a consumer issue. Are they racist and ageist when it comes to voting? Of […]

  • Hurricane Sandy, You Got My Home, but Not My IdentityBlog, Identity Theft, Money

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    Like millions of Americans, I was hammered by Hurricane Sandy. The home that I own on the New Jersey shore was obliterated by the storm. It is nothing but a pile of rubble. Gone. While I have 30 years of memories, there is nothing left but the memories. It is incredibly painful. I saw it coming and did the best I could to prepare for it, and yet I could never be fully prepared. I […]

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