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Author Archives: Adam Levin


  • Hello Citizens United, Goodbye CFPB: Consequences of the Wisconsin RecallGovernment, Politics, Blog

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    I have watched with horror Republican efforts to emasculate, strangle and kill the new Consumer Financial Protection Bureau. At present, there are at least nine pieces of legislation (that we know of) snaking their way through Congress that would dismantle a number of the provisions of the Dodd-Frank Act and in the process annihilate the CFPB in the process. I am convinced that if the masters of the universe sieze the White House and further […]

  • A National Service Corps Can Solve the Student Loan CrisisGovernment, Education, Blog

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    Suddenly, and finally, everywhere we turn somebody is talking about the student debt disaster. Headlines scream it. The presidential campaigns are beginning to seriously talk about it. Congress is starting to focus on it, well….as only Congress does. Last week, once again demonstrating its ability to turn a simple box into a Rubik’s Cube, in two separate votes a majority of Democrats and Republicans rejected each other’s proposals to extend the low 3.4% rate on […]

  • Is It True About Commencement Speeches? (A Response to James Franco)Education, Blog

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    Over the past few months, in preparation for and in reflection of the commencement address I had the privilege of giving at the Mason Gross School of the Arts at Rutgers University on May 12, I watched scores of them on YouTube and read literally hundreds of them as well as their reviews. A few days after my speech, I came upon a piece by actor/director/producer James Franco on the subject of commencement addresses with […]

  • Crowdsourcing the Student Loan MessGovernment, Education, Blog, Personal Finance

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    For the record, I am not now, nor have I ever been, a member of the Hitler Youth. I point this out because based on the comments to my last few columns (which focused on the idea that a National Service Corps could help solve our student debt crisis) it would seem that some of you — not too many, thankfully — seem to think I’m affiliated with the organization. This, as you can imagine, […]

  • Student loan

    It’s Time to Solve the Student Loan CrisisGovernment, Education, Blog

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    If you’re worried about student loan debt, what it means for graduating seniors and for the future of our nation, congratulations. That means you’re paying attention. Now that Americans owe over $1 trillion in student debt, more than they owe on their credit cards, many people are beginning to see that our country’s current way of paying for college cannot be sustained. Unfortunately, as I mentioned in this space last week, our leaders are not […]

  • The Other Student Loan Slow Jam: Is It Time for a National Service Corps?Government, Education, Blog

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    If you haven’t taken the time to watch Obama slow jam the news on Late Night from last week, take the time. It was a political masterstroke that so infuriated conservatives (because they’re incapable of approaching that level of coolness), that they actually tried to make being cool, uncool. It, of course, was not that cool. The slow jam was all about student loans, and though it may have been a big deal for Jimmy […]

  • Say Something Already! Obama and Romney’s Housing CrisisGovernment, Mortgages, Politics, Blog, Personal Finance

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    President Obama, Governor Romney and their backers may be spending hundreds of millions of dollars to live in the most expensive and exclusive house in the nation, but they aren’t saying enough about the fact that housing in America is broken. Despite what the media and candidates might have you believe, real estate, home ownership and mortgages are the most important issues of the coming presidential election. No one, however, is really talking about how […]

  • Obama’s Mortgage Task Force: Working Hard or Hardly Working?Government, Mortgages, Blog, Personal Finance, Money

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    Maybe you’re reading about it less and less. It doesn’t seem to be the lead story on many national news broadcasts anymore. But it’s still there, festering away like an untreated wound. The foreclosure crisis and the morass of other problems surrounding persistently problematic real estate prices, unwise loans made to now-bereft homeowners, and predatory mortgage products and practices isn’t going away. But this week, at last, there was some news. Unfortunately, the news by […]

  • Data Breach

    Hacking the Federal Log Jam: One Agency at a TimePersonal Finance

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    No doubt you’ve seen the studies that show how social networking sites hurt productivity, and I am pretty sure you’ve read, heard or watched countless stories about how companies have tried to solve that problem. And you would have to be living in a cave in Bora Bora — specifically a cave without WiFi — to not know that when computers go down because of a denial of service attack or security breach, productivity takes […]

  • The New American Pie: Breached, Tracked and Strip SearchedData Security, Blog, Privacy, Identity Theft, Technology

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    For those of us who care about privacy, these past seven days have truly sucked. With relatively little fanfare in the midst of a cacophonous (that means “noisy,” Senator Santorum) parade of news, three significant events seriously undermined our constitutional right to privacy and highlighted (in a muted sort of way) the extent to which new business practices and perhaps the second oldest human inclination (criminality) have continued the relentless assault on our individual rights […]

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