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  • 7 Credit Myths That Just Won’t Diecredit

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    There are so many myths and misunderstandings when it comes to credit reports and scores. Not understanding how they work could have a negative effect on your creditworthiness, which can cost you money in higher interest rates on loans. Here is a list of seven common misconceptions about credit scores and the real deal behind them. 1. Myth: Closing Credit Cards Will Improve My Credit Scores Fact: Closing many cards at once can have a […]

  • Scam Alert

    Beware These Olympics Scams (Even If You’re Not Going to Rio)Identity Theft

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    With the 2016 Summer Olympics just around the corner, scammers are getting busy with various schemes to dupe fans. Here are some of this year’s Olympics scams to watch out for. Phishing Attacks  It’s the old-school scam in an unfamiliar package, this time masquerading as an email that appears to be the original marketing advertisement of the event in Rio de Janeiro. As tech blog Hackread reports, scammers are registering domains with terms like “Rio” and “rio2016” and also […]

  • Password

    The Lesson Mark Zuckerberg Just Taught Everyone About Reusing PasswordsData Security, Technology

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    Facebook CEO Mark Zuckerberg apparently didn’t read the warning about using different passwords to protect online accounts. Sources told The Wall Street Journal that Zuckerberg’s Twitter and Pinterest accounts were hacked over the weekend. Per the paper, Zuckerberg utilized the same password — “dadada” — to protect each account. That password had appeared last month in a database of more than 100 million usernames and passwords that was stolen from LinkedIn back in 2012, it said. Screenshots […]

  • Debt forgiveness

    Want to Buy & Forgive Debt Like John Oliver? Not So Fasthealth care, Consumer Protection

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    When John Oliver announced Sunday night that he’d purchased medical debts as a faux collector and forgiven those debts, the Last Week Tonight host’s actions led to a serious question: Couldn’t this strategy be used on a wide scale? After all, Oliver managed to forgive about $15 million in debt for only $60,000. It’s a clever idea that has its roots in the Occupy Wall Street movement. Back in 2012, a group calling itself Rolling Jubilee […]

  • Broke grad

    5 Ways New Grads Can Screw Up Their Creditstudent loans, Personal Finance

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    Graduation can be an exciting and exhilarating time, but if you thought the era of grades and scores was over, I have some bad news: It’s not. While the As and Bs are behind you, they’ve been replaced with another number … a tricky little three-digit number called your credit score. Your credit score is a calculation of your creditworthiness based on your credit history. It may be a lot to process right now, so […]

  • piggy bank

    Uh-Oh … Are Americans Raiding Their Piggy Banks?Personal Finance

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    Consumer spending increased 1% from March to April, the biggest increase in more than six years, according to a Reuters report on new Commerce Department data. In very basic economic terms, a jump in consumer spending can be a good thing: It can show that people are confident they’ll make ends meet without having to squirrel away their paychecks, like some people might do if they’re worried about losing their jobs. Before you get too […]

  • Scam Alert

    iTunes Gift Card Scams Are FlourishingConsumer Protection

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    iTunes gift cards have become a common tool for online scammers to wring money out of victims, according to new warnings from Apple and U.S. federal authorities. One agency received a deluge of complaints during a recent weekend, including word from one victim who lost $31,000 in a recent iTunes payment scam, according to the Federal Trade Commission. The agency said the problem has grown so bad that Apple recently posted a notice on its […]

  • Student Loan Debt Relief

    FTC Cracks Down on Student Loan Debt Relief SchemesConsumer Protection, student loans

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    Some student loan borrowers having trouble repaying their loans are getting desperate, causing them to look for help in the wrong places. Federal regulators announced another crackdown this week on firms that charge illegal up-front fees, and ongoing monthly fees, selling debt relief services to these borrowers that are generally available for free. Three cases announced this week by the Federal Trade Commission add to similar cases already announced by other federal regulators, revealing the extent […]

  • Housing wealth

    When’s the Best Time to Sell Your House?Mortgages, Personal Finance

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    If you’re looking to sell your home, you may want to wait until the spring or summer months set in. Sure, that may not sound like the best use of the nice weather, but putting any travel on hold as you try to relocate could prove worthwhile. The best time to sell is generally anytime between mid-April and October 1, said Scott Sheldon, a senior loan officer at Sonoma County Mortgages, in California, and a Credit.com contributor. “The weather is nice. People […]

  • Breakup

    3 Money Mistakes You Might Make After a BreakupPersonal Finance

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    Breakups aren’t fun. One thing that can make a divorce even less enjoyable is dealing with the financial complications that often come along with it. Many couples don’t pay enough attention to the impact a divorce can have on personal finances. However, not taking care of the details can mean big trouble for your financial health for years to come. Here are three big money mistakes couples make after going through a divorce. 1. Forgetting to […]

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