About Adam K Levin | Contact | Videos

Author Archives: Guest Blogger


  • Debt

    How Many Americans Have Bad Credit?credit, Personal Finance

    Share

    Only a small sliver of people have absolutely terrible credit scores, but plain-old bad credit? That’s a lot more common. Nearly a third of Americans have a credit score lower than 601 — the distinction between bad and fair credit — according to credit bureau Experian. These figures come from a breakdown of Experian’s 2015 VantageScore 3.0 data. It’s the newest VantageScore model, which uses a scale of 300 to 850, and even though it scores 30 […]

  • Beware: Scammers Love Valentine’s Day, TooConsumer Protection, Identity Theft

    Share

    Valentine’s Day can certainly be stressful. Whether you’re at a loss for what to buy your love or you’re the lamenting the lack of one, you also have to watch out for scammers this time of year. “Scammers play on emotion … and romance is certainly a strong emotion,” the Better Business Bureau said in a recent scam alert. “Any time people are vulnerable, scammers will find opportunity.” Here are a few ways to avoid […]

  • Credit Card

    Are Chip Cards Exposing You to a Deeper Form of Identity Theft?credit, Identity Theft

    Share

    U.S. consumers have finally been liberated from archaic technology that used to protect them and their credit cards from identity theft. Millions of Americans now have chip-enabled credit cards, and the results of this sweeping change are in. An estimated 13 million consumers fell victim to identity theft fraud in 2015, according to Javelin Strategy and Research’s latest annual Identity Fraud Study. That represents a small (3%) increase over the firm’s 2014 findings, but a more […]

  • Identity theft

    Identity Theft Complaints Are Up 47% in Just One YearIdentity Theft

    Share

    Reports of identity theft shot up in 2015, largely driven by an increase in tax- and wage-related fraud, according to the Federal Trade Commission. People made 490,220 identity theft complaints to the FTC in 2015, up from 332,647 (a 47% increase) in 2014 and 290,102 in 2013. From 2014 to 2015, there were 51% more complaints related to tax and wage identity theft, which isn’t all that surprising. All thieves need is a Social Security number […]

  • Empty pocket

    10 Financial Choices You’ll Regret in 10 YearsFinancial Literacy, credit, Personal Finance

    Share

    Life is full of financial decisions, some simple, some complex, but all with the potential to make a real impact on your life. In a decade, your world can look quite a bit different than it is today – all because of these decisions. Today I’d like to focus on some financial choices you’re likely to regret in 10 years. I’d like to save you from the pain, the chaos and the heartache that occurs when […]

  • Hacker

    Forget Credit Cards — Hackers Want Your Uber AccountData Security, Identity Theft, Technology

    Share

    Your Uber account is about 17 times more valuable to a hacker than your credit card credentials, according to a report security company Trend Micro compiled for CNBC. They found that stolen Uber credentials sell for an average of $3.78 per account on underground online marketplaces, while bundles of credit card data are sold for 22 cents, at most. Lots of accounts are more valuable than credit card info. PayPal accounts with a guaranteed balance […]

  • Homeowners

    How to Make Sure Your Taxes Are in Shape So You Can Buy a HomeFinancial Literacy, Personal Finance, Money

    Share

    How’s your income? That’s the first question a lender is going to ask when you apply for a home loan. And, at some point during the application process, the lender will likely use your tax returns to validate your answer. Here is how your tax returns may play a role in your ability to obtain a mortgage. What Do Lenders Need to See? If you’re a full-time, salaried employee, paystubs and a W-2 will likely […]

  • Afraid woman

    Help! I Just Found Out I Have Bad Creditcredit, Personal Finance

    Share

    If you’ve gone a long time without checking your credit (or if you’re checking it for the very first time), you may be in for a surprise. A whopping 56% of Americans had bad credit scores, per a survey from early 2015. Fortunately, you don’t necessarily need to panic if your score is below 600 (the generally accepted definition of subprime.) Instead, you can follow these simple steps in order to unearth what’s going on — […]

  • Financial info

    The 5 Most Important Numbers in Your Financial LifePersonal Finance, Money

    Share

    There are a lot of numbers in finances, so it’s understandable that some of us get confused from time to time. That said, there are some numbers that are essential when it comes to understanding our overall financial health. To help you get a better handle on the state of your finances, here are the five numbers you should know. 1. How Much Money You Have Coming In This might seem like a no-brainer, but […]

  • Filing taxes

    Why You Should Be Careful Who You Pick to Do Your TaxesFinancial Literacy, Personal Finance, Identity Theft

    Share

    When you decide to work with a professional tax preparer, you’re trusting that person with your most sensitive personal information. As a quick Internet search for “tax preparer fraud” shows, those people abuse that information from time to time. For example, at the very end of 2015, a former tax preparer in Arkansas pleaded guilty to charges associated with a tax fraud and identity theft scheme that involved filing false tax returns using stolen names, […]

LOAD MORE ARTICLES