About Adam K Levin | Contact | Videos

Financial Literacy


  • How to Prepare for Any DisasterFinancial Literacy, Retirement, Lifehacking, Blog, Personal Finance, Money

    Share

    Disasters disrupt life in unimaginable ways, making those affected much more vulnerable to secondary disasters — the kind caused by criminals. I’ve been through a number of earthquakes and lost a home to Hurricane Sandy. I know how all-consuming the aftermath can be. Wildfires, tornadoes and other natural disasters seem to be happening more and more these days. The National Oceanic and Atmospheric Administration warns that the 2013 Atlantic hurricane season will be “above normal […]

  • 5 Reasons You Can’t Ignore Your CreditFinancial Literacy, Blog, Personal Finance

    Share

    “Living debt free” is a nice slogan, and beyond that it’s something we should all aspire to. Unfortunately, some people couple this concept with living credit free. That is a far different story. For most people credit still represents something that happens to us, rather than something we can build, nurture, manage and protect like an investment portfolio. A lot of folks simply don’t like the idea of credit or the fact that banks and […]

  • 5 Money Talks to Have Before You Get MarriedFinancial Literacy, Blog, Personal Finance

    Share

    You finally found your soul mate — someone who is sympathetic, nurturing, loving and caring. You’re ready to tie the knot. But before you say, “I do,” can you honestly say, “We did?” No, I’m not talking about that. I am talking about the talk. Not the one about sex and family but rather the one about money and credit. Buzzkill? Reality testing? Yes. However, you both need to ask: What do your credit reports […]

  • ‘The Best Form Of Consumer Protection? Self-Protection’Financial Literacy

    Share

    We can debate — if you want — whether the newly created Consumer Financial Protection Bureau was necessary. (I think it was.) But there is absolutely no doubt that its director Richard Cordray has hit on a huge — but mostly overlooked — public policy problem. I’ll let him explain. “We must start with the importance of fostering broader recognition that educational and informational support in matters of personal finance are essential pillars of life […]

  • 5 Money Lessons Every New Graduate Needs to KnowFinancial Literacy, Education, Blog, Personal Finance

    Share

    Yes my friends, it’s that time of year again. No, not allergy season — graduation. That seminal moment in our lives when, in ceremonies of varying degrees of pomp and circumstance, our elders pass on the wisdom of the ages to those of us who are evolving from the shelter of the ivory tower to the stark reality of the “real world.” Tens of thousands of graduates will likely hear that Emerson nugget “Hitch your […]

  • Debt

    The Biggest Credit Mistake People Make (Plus 3 Tips)Financial Literacy, Blog, Personal Finance, Money

    Share

    Some credit mistakes are obvious. Everybody knows the big one: Failing to pay your bills on time. If you’re looking to wreck your credit score, there’s no faster way. Some credit mistakes aren’t so obvious. What’s worse, the biggest secret credit mistake — the one most people don’t even know they’re making — actually happens when people are trying to turn their credit score around and be more financially responsible. That mistake is closing credit […]

  • Since When Did Megabanks Become Your Evil Step-Mother?Financial Literacy, Blog, Personal Finance

    Share

    Veronica Gutierrez never asked Wells Fargo to act like her mother. The banking colossus just did it anyway. Here’s what happened. She bought some sandwiches at Subway for $11.27. Then she purchased car parts at Autozone and went grocery shopping. Twelve transactions into the billing cycle, she wrote a check for $65. It overdrew her account, which should have cost her an overdraft fee of $22. But Wells Fargo didn’t order Veronica’s purchases chronologically. Rather, […]

  • Driver’s Ed: How the DMV Could Make Teens Learn About MoneyFinancial Literacy, Blog

    Share

    As a parent, I would never dream of handing my car keys to a teenager who hasn’t first completed a driver’s education class and spent significant time behind the wheel, ideally with me sitting (nervously) in the passenger seat. But every day, parents across America allow their children to obtain keys to the financial world — credit cards, debit cards, student loans and car loans — with hardly any instruction on how to safely steer […]

  • Can Lessons From Lance Pump Up Your Finances?Financial Literacy, Blog, Personal Finance

    Share

    Now that the interview has aired and Lance Armstrong is the poster boy for the dangers of running (or bicycling) from the truth, you knew it was only a matter of time before I figured out a way to turn it into a teachable moment for improving your credit portfolio. Hounded for years by former teammates and others close to his cycling team who alleged that he used banned drugs to win the Tour de […]

  • Financial info

    Forget Your Money Resolutions! You Need a Plan in 2013Financial Literacy, Blog, Personal Finance

    Share

    We live in uncertain times. Uncertainty spooks financial markets and keeps a lid on lending. It gives millions of businesses a legitimate argument to sit on the sidelines hoarding trillions of dollars that could otherwise fuel meaningful economic expansion. That private sector money could fuel the most effective “stimulus program” this country has ever known if only some market confidence could be fostered. But these are all things that are beyond our control. Some degree […]

LOAD MORE ARTICLES