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Blogs and article by Adam K Levin about credit, identity theft, data security, and consumer protection.


  • Cyber wall

    The National Security Nightmare the Candidates Aren’t DiscussingData Security, Politics

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    Whether you love it, or it makes you want to move south of the border, Donald Trump’s Great Wall of Mexico is an idea whose time has come. That said, the Republican presidential candidate has a few things wrong. First, The Donald’s wall is misnamed. It should be called the Great Cyber Wall of America or the American Cyberdome or, at any rate, something denoting a digital information and communication protection system. The second thing […]

  • Credit Card

    6 Ways You Can Lose Your Credit Card Rewardscredit, Personal Finance

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    Your points, miles and cash back are not nearly as secure as the money you deposit in a federally secured bank. Your credit card rewards are subject to some rules and terms that you need to follow in order to redeem and use them. Credit card rewards come in several different forms, and each has its own vulnerabilities. To make sure that you never lose your valuable rewards, consider these six ways that it can […]

  • Credit Cards

    5 Random Reasons Your Credit Score Could DropFinancial Literacy, credit, Personal Finance

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    You likely know that monitoring your credit score is an important part of managing and maintaining your financial health, but it’s also important to understand how your credit score is calculated and the key factors that are used in the calculation. Even then, though, there are the outliers, the unknowns, the credit goblins that go bump in the night and, come morning, you’ve got a small ding on your credit score that you had no control […]

  • You’re Making the Same Money Your Parents Did … But You’re Probably Working HarderRetirement, Personal Finance

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    Well, Millennial, you may have lower credit scores than Mom, less financial stability than Dad, and lack the funds to leave your childhood home. But there is one thing you have in common with the ‘rents — you’re probably making the same amount of money they did at your age. According to a new report from the Center for American Progress (CAP), median compensation (wages plus the value of employer benefits) for a 30-year-old in 2014 […]

  • Credit report

    The Best Investment You Have: Your CreditFinancial Literacy, credit

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    When it comes to investments, there is no end to the commentary about the best ways to do it. Often there is substantial risk. But that isn’t always the case. In fact, there’s one portfolio that could be the deciding factor on whether you go on that family vacation, buy a new car or retire early — and it requires no capital at all. The portfolio I’m talking about is not affected by daily stock […]

  • Donald Trump

    Would Gawker Be Able to Punk President Trump?Politics

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    On the Sunday before Super Tuesday, Donald Trump did something that would have been a serious misstep for any other campaign, and yet it was lost in conversations about renounced, or un-renounced, KKK endorsements and Hillary Clinton’s rout of Bernie Sanders in South Carolina. What happened was simple. Mr. Trump retweeted a quotation that had been tweeted at him a little after six in the morning. The quotation in question certainly sounded like something The […]

  • How Tim Cook Is Securing Steve Jobs’s Legacy with EncryptionColumn, Data Security, Blog

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    Steve Jobs understood what people want. His insistence on making hard things easier — for instance, using a personal computer — was an essential part of the Apple success story. Apple CEO Tim Cook has been doing the same thing — but now the “hard thing” is privacy and encryption. Apple has consistently earned top marks for its privacy and data security policies. That said, since the San Bernardino shooting, which left 14 dead and […]

  • Money

    How to Use Your Extra Day of Income This Leap YearPersonal Finance, Money

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    If you’re an hourly worker, February could potentially give you an extra day of earnings this year, thanks to Leap Year. That means, for example, if you make $12 an hour, you’ll have almost an extra $100 before taxes that you can use to shore up your personal finances. It might not be a huge amount, but it could get you on the road to reaching your financial goals. Here are five ways you can use […]

  • Scam Alert

    Tax Email Scams Are Up 400%Identity Theft, Technology

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    Filers beware: There’s a good chance there’s a tax scam email in your inbox. According to the Internal Revenue Service, there’s been an approximate 400% surge in phishing and malware incidents so far this tax season. In other words, plenty of thieves are currently sending out texts and emails under the guise of the IRS or other tax industry players this year. These messages are an attempt to steal personal information or data related to your tax refunds, filing status, transcripts […]

  • Why Hillary Clinton’s Emails Matter This YearColumn, Data Security, Blog

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    There is no shortage of punditry about former Secretary of State Hillary Clinton’s homebrew server, and the resulting fallout, aka “Emailgate.” Whether you read the commentary dedicated to killing her candidacy, or calmer voices focused on the bigger picture of national cybersecurity, Secretary Clinton gets failing marks — and rightly so. Unlike some of Secretary Clinton’s critics, I don’t believe that the email controversy is, first and foremost, proof of some deep character flaw that […]

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