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Blogs and article by Adam K Levin about credit, identity theft, data security, and consumer protection.


  • Student loan

    It’s Time to Solve the Student Loan CrisisGovernment, Education, Blog

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    If you’re worried about student loan debt, what it means for graduating seniors and for the future of our nation, congratulations. That means you’re paying attention. Now that Americans owe over $1 trillion in student debt, more than they owe on their credit cards, many people are beginning to see that our country’s current way of paying for college cannot be sustained. Unfortunately, as I mentioned in this space last week, our leaders are not […]

  • The Other Student Loan Slow Jam: Is It Time for a National Service Corps?Government, Education, Blog

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    If you haven’t taken the time to watch Obama slow jam the news on Late Night from last week, take the time. It was a political masterstroke that so infuriated conservatives (because they’re incapable of approaching that level of coolness), that they actually tried to make being cool, uncool. It, of course, was not that cool. The slow jam was all about student loans, and though it may have been a big deal for Jimmy […]

  • Say Something Already! Obama and Romney’s Housing CrisisGovernment, Mortgages, Politics, Blog, Personal Finance

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    President Obama, Governor Romney and their backers may be spending hundreds of millions of dollars to live in the most expensive and exclusive house in the nation, but they aren’t saying enough about the fact that housing in America is broken. Despite what the media and candidates might have you believe, real estate, home ownership and mortgages are the most important issues of the coming presidential election. No one, however, is really talking about how […]

  • Obama’s Mortgage Task Force: Working Hard or Hardly Working?Government, Mortgages, Blog, Personal Finance, Money

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    Maybe you’re reading about it less and less. It doesn’t seem to be the lead story on many national news broadcasts anymore. But it’s still there, festering away like an untreated wound. The foreclosure crisis and the morass of other problems surrounding persistently problematic real estate prices, unwise loans made to now-bereft homeowners, and predatory mortgage products and practices isn’t going away. But this week, at last, there was some news. Unfortunately, the news by […]

  • The New American Pie: Breached, Tracked and Strip SearchedData Security, Blog, Privacy, Identity Theft, Technology

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    For those of us who care about privacy, these past seven days have truly sucked. With relatively little fanfare in the midst of a cacophonous (that means “noisy,” Senator Santorum) parade of news, three significant events seriously undermined our constitutional right to privacy and highlighted (in a muted sort of way) the extent to which new business practices and perhaps the second oldest human inclination (criminality) have continued the relentless assault on our individual rights […]

  • Hey, Get Out of My Face(book)Social Media, Privacy

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    Over the past few months there’s been a growing hue and cry over reports that some employers ask job applicants for their Facebook login and password information as part of the vetting process. They are hardly alone, though it’s not easy to know just who’s doing it and who’s not.  But this is not new–some state and local government agencies, particularly law enforcement agencies, have been doing it for years. To wit, the job application […]

  • Student loan

    The Next Bubble: Is It Time for the Feds to Cap College Tuition?Education, Blog

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    At $1 trillion dollars, student loan debt has eclipsed credit card debt for the first time in American history. To make matters worse, come July 1 the interest rate on federally subsidized Stafford student loans will automatically double, from 3.4% to 6.8%, unless Congressional action is taken to extend the lower rate before then. Depending on which side of the aisle you choose, extending the lower rate will cost between $3 billion and $7 billion […]

  • Sluts, Snobs, Seamus and the Almighty DollarPolitics, Blog

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    I’ve always been a political junkie. Since my earliest days as an observer and later as a participant in all things electoral, the golden rule has not changed: love thy neighbor’s wallet as though it were your own. Americans “vote their pocketbooks.” I have always accepted it as a truism — doesn’t everybody? Can’t you just hear James Carville whispering those four magic words into Bill Clinton’s ear over and over and over again in […]

  • Flipping the Bird: Is the Fed on Twitter a Horrible Idea?Social Media, Government, Blog

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    Even the farsighted Founding Fathers could not have foreseen this — the Fed is now on Twitter! Just think of the possibilities — one fine Friday any Fed functionary could foment a world crisis in 140 characters or less! It could be as simple as a typo. For example, the Fed’s second tweet was: “Watch a video of Chairman #Bernanke explaining the structure of the Federal Reserve. #fed #economy” What if it accidentally read: “Watch […]

  • National Consumer Protection Week: It’s Up to You (Sorry!)Blog, Money

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    Once again National Consumer Protection Week falls smack in the middle of Lent. Is this yet another coincidence, or rather a celestial reminder of the benefits of occasional restraint? This year, in particular, no one really wants a restrained consumer, and by no one, I mean not your Occupy-Wall-Street-friendly, local small business, nor the largest of American corporations, nor the government, nor the underpaid factory workers in China. No one. Consider this: the most recent […]

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