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  • Spying Boss

    4 Signs Your Boss Is Spying on You

    Privacy 

    Chances are, your boss is keeping an eye on you. In fact, the American Management Association (AMA) reports that 43% of companies actively monitor employee emails and roughly the same number track the time you spend on the phone and who you call (16% go so far as to record those calls). Nearly half of companies say they use video to reduce theft and workplace sabotage. Workplace monitoring is nothing new, of course. Bosses have probably been […]

  • Broke grad

    What Can I Do If My Roommate Won’t Pay Rent?

    Personal Finance 

    So your roommate did the unthinkable and stopped paying rent. You like the person, really, but just thinking about it turns your stomach, and you’re deeply concerned about what this could do to your finances. For starters, your landlord could notify a consumer reporting company such as RentBureau, which is owned by the credit bureau Experian, about the missed payments. And if your landlord is really upset, they could skip that step altogether and contact the credit bureaus directly. Either way, […]

  • Identity theft

    A Scheme You’ve Never Heard of Might Ruin Your Summer

    Identity Theft 

    Legendary Supreme Court Justice Louis D. Brandeis said, “Publicity is justly commended as a remedy for social and industrial diseases. Sunlight is said to be the best of disinfectants; electric light the most efficient policeman.” Never were truer words spoken when it comes to protecting your identity. When it comes to synthetic identity theft, you have to be extra vigilant. Synthetic identity theft is committed in a variety of ways, ranging from simple (changing a […]

  • 7 Credit Myths That Just Won’t Die

    credit 

    There are so many myths and misunderstandings when it comes to credit reports and scores. Not understanding how they work could have a negative effect on your creditworthiness, which can cost you money in higher interest rates on loans. Here is a list of seven common misconceptions about credit scores and the real deal behind them. 1. Myth: Closing Credit Cards Will Improve My Credit Scores Fact: Closing many cards at once can have a […]

  • Scam Alert

    Beware These Olympics Scams (Even If You’re Not Going to Rio)

    Identity Theft 

    With the 2016 Summer Olympics just around the corner, scammers are getting busy with various schemes to dupe fans. Here are some of this year’s Olympics scams to watch out for. Phishing Attacks  It’s the old-school scam in an unfamiliar package, this time masquerading as an email that appears to be the original marketing advertisement of the event in Rio de Janeiro. As tech blog Hackread reports, scammers are registering domains with terms like “Rio” and “rio2016” and also […]

  • Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves

    Senator Cory Booker Tweets His Support for “Swiped”

    Swiped 

    New Jersey Senator Cory Booker posted his support for Adam Levin’s book “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves” via Twitter. Grateful for my friend, consumer advocate @Adam_K_Levin and “Swiped,” his latest book on how to protect yourself from identity theft — Cory Booker (@CoryBooker) June 9, 2016 Swiped was also recommended by Massachussetts Senator Elizabeth Warren in a November 2015 Facebook post, who referred to it as […]

  • moving

    Moving: A Dangerous Time for Your Identity

    Consumer Protection Identity Theft 

    Summertime offers an endless list of ways you can take it easy, unless it’s doesn’t. It’s also moving time. Whether we’re talking about college kids coming home for a few months or simple relocation, there’s nothing relaxing about a move — or simple. Get it wrong, and you become vulnerable to identity theft and other forms of fraud. For most people, moving is sufficiently stressful, without any complications or threats of crime, but what most […]

  • Password

    The Lesson Mark Zuckerberg Just Taught Everyone About Reusing Passwords

    Data Security Technology 

    Facebook CEO Mark Zuckerberg apparently didn’t read the warning about using different passwords to protect online accounts. Sources told The Wall Street Journal that Zuckerberg’s Twitter and Pinterest accounts were hacked over the weekend. Per the paper, Zuckerberg utilized the same password — “dadada” — to protect each account. That password had appeared last month in a database of more than 100 million usernames and passwords that was stolen from LinkedIn back in 2012, it said. Screenshots […]

  • Debt forgiveness

    Want to Buy & Forgive Debt Like John Oliver? Not So Fast

    health care Consumer Protection 

    When John Oliver announced Sunday night that he’d purchased medical debts as a faux collector and forgiven those debts, the Last Week Tonight host’s actions led to a serious question: Couldn’t this strategy be used on a wide scale? After all, Oliver managed to forgive about $15 million in debt for only $60,000. It’s a clever idea that has its roots in the Occupy Wall Street movement. Back in 2012, a group calling itself Rolling Jubilee […]

  • Broke grad

    5 Ways New Grads Can Screw Up Their Credit

    student loans Personal Finance 

    Graduation can be an exciting and exhilarating time, but if you thought the era of grades and scores was over, I have some bad news: It’s not. While the As and Bs are behind you, they’ve been replaced with another number … a tricky little three-digit number called your credit score. Your credit score is a calculation of your creditworthiness based on your credit history. It may be a lot to process right now, so […]

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