About Adam K Levin | Contact | Videos
Recent Tweets

LATEST ARTICLES

  • Credit Card

    Credit Card Debt in America Is Almost Back Up to $1 Trillion

    credit Personal Finance 

    Americans are racking up credit card debt like it’s 2008. That’s according to The Wall Street Journal, which reports U.S. credit card balances are on pace to reach $1 trillion this year, as consumers grow more comfortable with carrying debt and banks continue to push their plastic. The sum is just shy of the all-time peak of $1.02 trillion set in July 2008, just before the financial crisis set in. The Journal cites a steady economy and lenders signing […]

  • social media hack

    The LinkedIn Password Breach Is Way Bigger Than We Thought: Here’s What You Need to Do

    Data Security Identity Theft 

    Quick, what was your LinkedIn password in 2012? OK, now think of every password you use for every service, and make sure that LinkedIn password isn’t reused anywhere. If ever you needed a reminder not to reuse passwords, here it is. We knew that LinkedIn got hacked in 2012, but at the time we thought only 6.5 million passwords were stolen. Now, we’ve learned the real figure was more like 100 million-plus. That means your old […]

  • Scams

    6 Scams to Watch Out for This Summer

    Personal Finance 

    Summer will be here before you know it, and with it come new and old scams. As you consider possible escapes — travel to exotic places; trips to the beach, the mountains or the golf course; a staycation to get much needed work done around your house — bear in mind that these diversions provide the perfect opportunity for con artists and identity thieves just waiting to insinuate themselves into your life, becoming the sand […]

  • Home buying

    Remember: Keep Your Tax Returns If You’re Looking to Buy a Home

    Mortgages Personal Finance 

    If you were planning to buy a home or refinance one you already own, you can expect to encounter a lot of paperwork. But here’s one thing you probably didn’t know: Tax returns aren’t always required. If you are a W-2 wage earner, there is a smaller chance you’ll need to provide tax returns than if you’re self-employed. If you’re self-employed, the only way a lender can determine your income is by examining your tax […]

  • Fleeing

    There Are Already Realtors Offering to Sell Your Home if Trump Becomes President

    Mortgages Humor 

    Disgruntled Americans of all political leanings have said it: “I’m moving to Canada.” The Great White North particularly appeals to those left-of-center, as many liberal Americans are practically drooling with envy over the new Prime Minister, Justin Trudeau, in addition to some public policies they would like to see emulated in the U.S. Let’s set aside, for the moment, the fact that immigrating to another country is a complicated and expensive endeavor. If Donald Trump is elected […]

  • Debt collection

    Will a Debt Take Longer to Drop Off My Credit If Another Debt Collector Buys It?

    credit Personal Finance 

    When a debt goes into collections, it may change hands several times. Creditors may sell the debt or contract another agency to collect it and this could happen more than once, depending on how much time has gone by with the debt remaining unpaid. It’s important to keep track of who is managing your debt so you know who to pay back and when. (You can find tips for negotiating with a creditor here.) Having a […]

  • How the Government Is Doing a Terrible Job Protecting Your Social Security Number

    Column Data Security Blog 

    The Social Security Administration sent 352 million notices by snail mail in 2015. With volume like that — much of it containing valuable fraud-enabled information — you’d think the SSA would have a great system for protecting sensitive personally identifiable information from the constant threat of identity-related crime. Think again. Recently, the Office of the Inspector General of the SSA published a report entitled “Social Security Administration Correspondence Containing Full Social Security Numbers.” While it […]

  • Retirement

    How to Delay Taking Social Security Benefits Until You Absolutely Have To

    Retirement Personal Finance 

    I recently heard about a man who was retired longer than he worked, retiring at 52 and living well into his 90’s. There’s a life worth living. And it’s not that far-fetched. Life expectancies continue to inch upward, particularly for those who make it to retirement. For those who reach age 65, life expectancy stretches to 82 for men and 85 for women. For married couples who reach 65 together, the news is even better. Odds are […]

  • Social Security Identity Theft

    Oops. I Gave My Social Security Number to a Stranger

    Consumer Protection Identity Theft 

    Life can get hectic and, while media attention on big data breaches has certainly put folks on high alert, there are times when you slip and give some of your personal information away. Lots of this info, like your credit card account and health insurance ID, can be changed with relative ease. There are nine little digits you’re stuck with, however, that can cause a whole lot of headaches when they fall into the wrong hands. Those digits, of course, are […]

  • Student loan

    Parents Increasingly Expect Kids to Pay for College

    Education Personal Finance 

    With college tuitions skyrocketing, it’s no surprise parents are worried whether they have enough to cover the cost. According to the fifth annual survey from Discover Student Loans, nearly half (48%) of 1,000 adults surveyed with kids aged 16 to 18 expect their child to pay for most or all their education, up from 39% in 2012. “While a vast majority of parents still report that they want to help their children pay for college, it’s clear that […]

LOAD MORE ARTICLES