About Adam K Levin | Contact | Videos
Recent Tweets

LATEST ARTICLES

  • Tax fraud

    Why the IRS Needs to Stop Letting Taxpayers Use Stolen Social Security Numbers

    Personal Finance Identity Theft 

    While you’d never know it if you listen to politicians on the right and left argue, there are some truths out there, things that don’t yield to debate. I’m talking basics, like it’s easier to walk through an open door, and the Internal Revenue Service shouldn’t be in the business of providing open doors to pervasive forms of fraud. Are you rolling your eyes? Well, it’s happening once again at everyone’s favorite punching bag, the […]

  • Data Breach

    Nearly All Data Breaches Happen in Minutes, Report Finds

    Data Security Technology 

    Most data breaches happen fast — in a matter of minutes, according to a new Verizon report — but the impact on you and your credit report could make for a very long lasting financial headache. Cybercriminals institute data breaches to steal your Social Security number, credit card number, bank account information and many other forms of personal financial information. And according to the latest Verizon 2016 Data Breach Investigations Report, these thieves still find success with […]

  • mortgage

    How Your Credit Card Can Keep You From Buying a Home

    credit Personal Finance 

    New changes coming to Fannie Mae’s automated underwriting system next month could have prospective homebuyers rethinking how they pay their credit card bills. Here’s why. Lenders generally use Fannie Mae’s automated underwriting system for every single mortgage loan sold in the secondary mortgage market. This system has always reviewed the mortgage applicant’s credit history, credit score, debt-to-income ratio, reserves (a fancy term for savings) and occupancy in order to determine whether they should be approved […]

  • credit score

    The New FICO Score: What It Means for You

    credit Personal Finance 

    If you’ve always maintained a strong payment history with your cellphone and cable bills and want a little credit for it, you may be in luck. Credit-scoring giant FICO just announced a new scoring model designed to give credit scores based on people’s payment history with their phone, utilities and other bills. LexisNexis Risk Solutions and Equifax introduced the FICO Score XD to help lenders assess consumers who may not have a traditional credit history but have a strong record of paying […]

  • Ransomware Is a Real Threat (Even to You, Apple Users)

    Column Data Security 

    Maybe the thought actually occurred to you that something was “phishy” about that link, but that’s so 30 seconds ago. You clicked and now your computer screen is locked. Behind that frozen screen lie your personal files — everything from photos to tax documents — all of it encrypted by a third party that promises to return access for a ransom, which is usually between $200 and $5,000, according to the FBI. Encryption can be […]

  • Why You Need to Check If Your Child Has a Credit Report

    credit Identity Theft 

    Imagine a 9-year-old swimming in credit card debt. Or a 13-year-old being hounded by bill collectors. Sound ridiculous? Well these are very real scenarios. It turns out adults the only demographic credit fraudsters threaten. Even children are at risk of having their identity stolen. In fact, child identity theft impacts 1 in 40 households with children under the age of 18, according to a 2012 survey by Javelin. Children’s credit reports are especially appealing to credit thieves, because […]

  • Divorce

    8 Steps to Rebuild Your Financial Life After Divorce

    Personal Finance Money 

    If you’ve gone through it, you don’t need me to tell you how financially devastating divorce can be. Many people lose half (or more) of everything they’ve saved over their lives. This includes their home, retirement, business and investments. If that isn’t bad enough, divorced people often see their income wither while their expenses explode. No doubt about it, divorce is bad news financially. Having said that, all is not lost. In fact, there are plenty […]

  • Foreclosure mortgage

    Worst-Case Scenario: What Does Foreclosure Actually Do to My Credit?

    credit Personal Finance 

    A foreclosure can lead to a litany of problems, financial and otherwise, for homeowners and their families. And, as people work to keep their home or simply get through the filing, they often don’t have time to consider their credit score. In fact, for a time, perhaps they shouldn’t. “If a person is going through foreclosure, they have very serious financial issues that are probably reflected in very poor scores,” Rod Griffin, director of public education […]

  • The Real Tax Nightmare May Be on the Way

    Column Blog 

    Tax Day has come and gone. You pulled together the myriad facts and figures that determine what you owe, or the size of your refund. And now you’re waiting for your checks to arrive — or, if you are the nervous, slightly paranoid, type like me, you may be worried about an audit or some other correspondence indicating that you’ve got work to do. While potentially daunting, it’s unlikely an audit or legal notice awaits […]

  • malware

    The Demon Spawn Malware Targeting Your Bank Account

    Data Security Technology 

    The internet is a strange and dangerous place, especially when it comes to your personal information. With all the hackers and scammers out there, protecting your information in cyberspace is much more of a challenge these days than simply demonstrating common sense. And you can’t just rely on your bank’s internet security measures anymore. Cyber-thieves have now found another way to target your information with a super hybrid malware combination. Recently IBM X-Force Research discovered […]

LOAD MORE ARTICLES