About Adam K Levin | Contact | Videos
Recent Tweets

LATEST ARTICLES

  • How to Avoid Used Car Loan Gotchas

    Financial Literacy Personal Finance 

    Used cars have always appealed to the budget-conscious shoppers because of their low prices, but there’s always been a drawback — used car loans. Until recently, bank loans for used cars were tricky to get, and were much more expensive than new car loans. But that’s changing. With car dealers successfully edging banks out of many new car loans, banks have turned their attention to the used car market. Today, more than half of used […]

  • How College Students Can Protect Themselves From Identity Theft

    Education Identity Theft 

    College students are prime targets for identity thieves. They are busy and distracted, and rarely are actively engaged in managing their credit. And they are usually required to fill out a flurry of paperwork as school begins that includes the most sensitive information, such as Social Security numbers. In additional to financial aid, enrollment forms or rental documents, many will encounter credit card applications for the first time, not to mention creation of various computer […]

  • The Socially Transmitted Disease That Has No Cure: Identity Theft

    Column Blog 

    Whether you are new to college, single and dating or newly divorced (because you panicked and confessed when news of the Ashley Madison hack hit the media), I’ll bet there is at least one socially transmitted disease you haven’t started worrying about: identity theft. If you use Facebook, you’re making easy work for identity thieves. The same goes for the whole cosmos of social media whether you favor Twitter, Instagram, Reddit, Pinterest, YouTube, LinkedIn, or […]

  • Why Identity Thieves Love Small Business

    Identity Theft 

    Not long ago, a small business owner I work with found herself the target of an identity thief. He didn’t open credit lines in the name of the business, but instead stole its name and good reputation to bilk other entrepreneurs out of thousands of dollars. He was quite blatant about it, even representing himself on LinkedIn as a principal of the business. Dealing with identity theft is bad enough, but if it hits your […]

  • Shocked couple paying bills

    How to Keep Your Baby From Ruining Your Credit

    Financial Literacy Personal Finance 

    They look so innocent (and they are) when they’re sleeping. But if you’re a new parent, you’d probably see that you look exhausted (if you actually had the time and energy to check a mirror). You’re totally absorbed in trying to take care of this tiny person, and you’re far too tired to do your best thinking. Which is why a little one can make a big mess of your credit. Sleep deprivation (yours and theirs) […]

  • Are We One Step Closer to Your Facebook Friends Impacting Your Credit?

    credit Technology 

    The U.S. patent office granted Facebook an updated patent on technology that would allow lenders to evaluate loan applicants based on their social network connections, reports VentureBeat. The technology tracks how closely (or not) people are connected. The technology is employed to minimize spam (people sending messages to those with whom they have no relationship) or prevent people from showing up in strangers’ search results, according to the “summary of invention” section of the patent. […]

  • The Most Dangerous Identity Theft Threat

    Column Blog 

    Last weekend, TheUpshot published the most dangerous identity theft threat: the non-expert’s tendency to underestimate the magnitude of problem. The piece in question argued that the consequences of most identity theft have been exaggerated (by identity theft experts like me), and that, “only a tiny number of people exposed by leaks end up paying any costs.” The main source for TheUpshot’s argument seems to be the 2015 Identity Fraud Report (covering data from 2014) published […]

  • Could I Inherit My Loved One’s Debt?

    Personal Finance 

    Losing a loved one is never easy, and it’s only made harder when you’re left wondering how to deal with the debt they left behind. Studies show that more people are entering retirement with debt, increasing the likelihood that they’ll be leaving some of it behind when they pass away. But will you, as their spouse or next-of-kin, be held responsible for their debt? Well…it depends. What Happens to Debt After Death When your loved one […]

  • Student loan

    Families Spent $3K More on College This Year

    student loans Personal Finance 

    For the past four academic years, families tried to reduce the amount of money they paid for college, even as tuition prices steadily grew. For the first time since the 2009-2010 school year, families of undergraduate students spent more than $24,000 on average for a year of college, according to the “How America Pays for College” report from education finance company Sallie Mae. The $24,164 spent by an average family for the 2014-2015 term was […]

  • Not So FAFSA: How to Avoid a Student Aid Scam

    Column Blog 

    As July melts into August, many college-age students are once again turning their thoughts (if they haven’t done so already) to that beast of complexity, the FAFSA form – which students must fill out if they want to receive financial aid. While there are many reputable companies that help prepare FAFSA forms, there are a number of parasites out there as well. Filling out the FAFSA is about as much fun as Thanksgiving dinner table […]

LOAD MORE ARTICLES