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  • 12.6 Million Reasons Why Identity Theft Matters

    Blog Identity Theft 

    If you still believe identity theft is a marketing gimmick, it’s time to take a look at the Federal Trade Commission report released this week. Identity theft is once again the top complaint in America, as it has been for 13 years. Identity theft complaints surged by 32 percent in 2012 to nearly 370,000, and that number is intensified by the most recent Javelin report, which puts the number of instances of identity theft at […]

  • 5 Ways to Prepare for the Coming Cyber War

    Government Blog Technology 

    This spring, the term “cyber war” turns 20. In his seminal 1993 paper “Cyberwar is Coming!” master military strategist John Arquilla envisioned an entirely new kind of battle. That vision was articulated again, but as reality, in President Obama’s State of the Union Address last week. The president’s call for a more serious approach to the growing threat of full spectrum cyber war, or “cybergeddon,” came just a week before Mandiant, an American cyber security […]

  • 10 States that Gouge the Unemployed (and the Existing Solution)

    Government Blog 

    Right now more than 5 million Americans receive unemployment benefits. And right now, in many states a big chunk of those unemployment benefits are going straight to the bottom line profits of the nation’s biggest banks because of junk fees tied to the prepaid cards used to distribute these funds — and there’s an easy fix. While we can’t take banks entirely out of the process, it’s critical they get a smaller piece of the […]

  • Phishing

    7 Ways to Avoid Identity Theft Before Facebook Gets Hacked

    Blog Identity Theft 

    We’re coming up on three years since Mark Zuckerberg famously announced, “The age of privacy is over.” Some of us, however, still value our privacy. The nonstop Facebook information grabs of late, coupled with recent high-profile security breaches, point to the inevitable: a catastrophic breach at Facebook. When that happens, the most concentrated dossier about you, including all your personally identifiable information, will be in the wrong hands. Facebook’s bet has always been that you […]

  • The 10 Dumbest Risks You Can Take With a Smartphone

    Blog Privacy Technology 

    If you think of your smartphone as just a phone, rather than a very powerful mini-computer that happens to make phone calls, you may be cruising for a world of pain. That’s because the amount of sensitive data many of us store on our phones is truly staggering. A smartphone provides us direct access to our savings and checking accounts. It may store our passwords to Facebook, Twitter, Pinterest, even our email accounts. The phone […]

  • Should Obama Pull a ‘W’ on the Obstructionist Assault?

    Government Blog 

    I hate to say it, because I wasn’t a fan, but this never would have happened under George W. Bush. There was a president who got what he wanted. “You don’t like this war? Not only am I going to make it happen by hook or yellow-cake crook, I’m going to start another one just to spite you. Protest all you want. This isn’t a popularity contest.” President Obama might want to take a look […]

  • Who’s Behind the Latest Bank Giveaway?

    Banking Blog 

    Last week offered a very good snapshot of the state of things in the wake of mortgage crisis. On the one hand, there was news of a woefully inadequate $8.5 billion settlement as “remedy” for irresponsible (and worse) behavior by mortgage servicers. On the other, the Consumer Financial Protection Bureau announced regulations that might help stop such abuses from happening again. The two news items underscore the marked difference between a government agency that stands […]

  • Can Lessons From Lance Pump Up Your Finances?

    Financial Literacy Blog Personal Finance 

    Now that the interview has aired and Lance Armstrong is the poster boy for the dangers of running (or bicycling) from the truth, you knew it was only a matter of time before I figured out a way to turn it into a teachable moment for improving your credit portfolio. Hounded for years by former teammates and others close to his cycling team who alleged that he used banned drugs to win the Tour de […]

  • Financial info

    Forget Your Money Resolutions! You Need a Plan in 2013

    Financial Literacy Blog Personal Finance 

    We live in uncertain times. Uncertainty spooks financial markets and keeps a lid on lending. It gives millions of businesses a legitimate argument to sit on the sidelines hoarding trillions of dollars that could otherwise fuel meaningful economic expansion. That private sector money could fuel the most effective “stimulus program” this country has ever known if only some market confidence could be fostered. But these are all things that are beyond our control. Some degree […]

  • 9 Ways Disconnecting Doesn’t Make You Any Safer

    Blog Technology 

    A funny thing happened on my way from Los Angeles to Washington, D.C. this week, I found myself on a flight without Wi-Fi. The prospect of being unplugged for more than four hours on a flying machine without the ability to communicate with (or distract) colleagues, with zero information from the outside world — let’s just say I almost lost it. I had two newspapers and a book by my favorite fiction writer, Vince Flynn, […]

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