Who has time to read every tiny word in those credit card agreements? Turns out, David Lazarus of the Los Angeles Times does. He took the time to read the fine print of Capital One’s agreement and found some surprising details, including the right to show up at your workplace or home to collect a debt.

According to the company, there will be no viking at anyone’s door. In fact, in the wake of the report they will be changing the agreement to make it barbarian-free. Credit.com has the details on this “What’s In Your Wallet” moment here.