About Adam K Levin | Contact | Videos

Blog

Blogs and article by Adam K Levin about credit, identity theft, data security, and consumer protection.


  • Fannie, Freddie & Freud: Washington Needs a ShrinkGovernment, Mortgages, Politics, Blog

    Share

    As a citizen, a voter, and a consumer, what do you think this country needs? Less partisanship in Congress? Less Congress? Easier credit? Lower taxes? Higher taxes? There are about 307 million Americans and given the state of the American economy, perhaps there are as many answers to that question. Here’s what I say: I think we need a good shrink. I’m talking real, Freudian-style analysis, because, dear readers, we don’t seem to be paying […]

  • Killing America One Vote at a Time: Why the CFPB MattersGovernment, Politics, Blog

    Share

    The Honorable Richard Shelby, Mitch McConnell and — to quote Spiro Agnew — “those nattering nabobs of negativism” (by which I mean the 43 senators who always say “never”) — sure had their turkey shoot last week. The innocent bystander was Richard Cordray, the president’s nominee for Director of the Consumer Financial Protection Bureau. The targets were Barack Obama and the CFPB itself. However, when dinner is served, consumers throughout the land will come to […]

  • Memo to American Consumers: You Just Got Screwed… AgainGovernment, Mortgages, Blog, Personal Finance, Money

    Share

    The too-big-to-fail boys and their GOP handmaidens — the Hon. Richard Shelby, the Hon. Mitch McConnell and the other 43 legislative dwarves in the U.S. Senate — have struck again. Today, they blocked the confirmation of Richard Cordray as Director of the Consumer Financial Protection Bureau, which is the first federal regulator with the sole purpose of protecting regular people from the likes of financial scoundrels. Plain and simple — just like we experienced a […]

  • Chestnuts, Jack Frost and Wall Street’s Spring BonusesBanking, Blog, Money

    Share

    As we ring out what has been a pretty lousy year for most of us, Wall Streeters are all aglow — thoughts turning to sugar-plum fairies dancing in their brains, bearing bundles of spring bonuses — while stepping around agitated demonstrators who Occupy but a tiny part of their head space. While Wall Street bonuses may be down somewhat this year, the billion-dollar payday for America’s 1% is seen as an insult to most Americans […]

  • Children and data

    Playstation Invasion: Child Identity Theft is No GameData Security, Blog, Identity Theft, Technology

    Share

    By now almost everyone I know (and millions of people I haven’t had the pleasure of meeting yet) has read or heard about Sony’s announcement last week that its PlayStation network was hacked and that the Personal identifying Information (PII) of potentially 77 million individuals worldwide has been compromised. Then, earlier this week, Sony notified us that there’d been a second breach. This one involved the accounts of 25 million members of Sony Online Entertainment, […]

  • Debt Collector: I’m From the Government – As Far As You KnowGovernment, Consumer Protection, Blog, Money

    Share

    In a monumental act of hubris and deceit, an Erie, PA debt collection firm had employees pose as sheriff’s deputies and staged phony courtroom sessions where they bilked delinquent consumers out of their money. We’ve covered this story extensively (go here and here for more details). My take? Debt collection agencies are getting more brazen by the day. Consider these cases: A St. Louis woman says she received vulgar phone messages from a California debt […]

  • The Next Osama Bin Laden Already Has Your Social Security NumberData Security, Blog, Privacy

    Share

    A massive cyber attack on American infrastructure is the 21st-century equivalent of the neutron bomb. All buildings remain standing but systems inside them are rendered useless. Human beings aren’t killed on a large scale, but few, if any, are left standing either. And while this sounds pretty dire, it’s quite likely some segment of this nation will at some time be shut down by cyber terrorists. Late last month Janet Napolitano, Obama’s homeland security chief, […]

  • What the Death Penalty and Foreclosure Have in Common (You Will Be Surprised)Blog, Personal Finance, Money

    Share

    There is so much news—mostly ugly news from the consumer point of view—about the foreclosure crisis, but it seems one of the most important initiatives taken against the banks that caused the crisis has been all but overlooked. For a period of months, the federal government and most of the states’ attorneys general have been negotiating with the banking industry over appropriate sanctions and penalties that should be imposed for lender misconduct during the foreclosure […]

  • Tea Time for the OccupationGovernment, Politics, Blog

    Share

    Historically, America’s greatness as a country could be measured by the social mobility of its citizens. If you worked hard enough at a well-defined goal, you could get where you’re going, no matter who you were or from where you started. Case in point, the election of Barack Obama — but is it really true that anyone can make a billion, and/or become President these days? Increasingly, the United States is a place of less […]

  • If You’re Worried About Medical Privacy, Better Take Some XanaxBlog, Privacy

    Share

    It was announced recently that nearly 5,000,000 patient records of military personnel were stolen. There was no elaborate hacking, and no technical skill was required on the part of the thieves — some tapes containing these records were stolen from a car belonging to an employee of SAIC who was prosaically transporting them between federal facilities in San Antonio Texas. The data included not only sensitive medical information, including prescription records, but also the names, […]

LOAD MORE ARTICLES