Un-Warrented: American Consumers Lose Their Biggest Defender

At long last, the Consumer Financial Protection Bureau launches officially this week. Unfortunately, so far it seems that what happens on Thursday, July 21st...

Child Identity Theft: The 17-10 Solution

This week I had the opportunity to attend a fascinating forum in Washington, DC, to explore the myriad issues surrounding child identity theft, including...

The Morgan Stanley Smith Barney Breach: Losing Client Data the Old...

A few days ago, a friend of mine received several letters dated June 24, 2011 from Morgan Stanley Smith Barney, where he has kept...

The Weakest Link: Feds Fail with Cyber Security Proposal

Last week I expressed my concern over efforts in Congress to delay, defang and ultimately defund the Consumer Financial Protection Bureau. I called upon...

The Elephants in the Room: The GOP’s War on Consumer Protection

Saturday, June 25th, represents a seminal day for Bank of America credit card holders. It is Penalty Rate Increase Day. From that day forward,...

In Defense of Consumer Protection

The Minority Leader of the U.S. Senate, Mitch McConnell (R-KY) wants to prevent President Obama from appointing Elizabeth Warren, Raj Date (or frankly anyone...

Daddy, Make the Bad Man Go Away

So, it’s 10:15 PM and your eight-year-old just woke up with a nightmare. While you’re tending to him, the phone rings and of course...
Debt

Play It Again, SAM

This country is in the midst of a housing crisis — a devastating housing crisis reminiscent of the 1930s — and no one, not...

Herding Cats: Regulating Online Tracking

There was a time, when the World Wide Web was young, that many entrepreneurs counted on the idea they could make money the old-fashioned...

The Michaels & Fox Data Breaches: Coincidence or Cohesion?

Well, two fascinating—and repellant—things happened in the last few days, which but for the broadest possible subject matter connection, would seem to be unrelated....
Phishing

Bin Phishin’?

Last week, the President and Commander in Chief announced something many Americans had been anticipating (though less and less, as time passed) for nearly...

When You’re the Apple of Their Eye

The World Wide Web seems to be making the world less wide. Everyone is connected to everyone and everything else, and that is changing...

S&P Downgrades U.S. Debt… Will Repo Men Come for Air Force...

By now, nearly every American should know that a “credit report” and a “credit score” represent a measure of our personal financial integrity.  Those...

What Do Data Breaches, Globalization and Unprotected Sex Have in Common?

In the 21st century, the data breach apology letter has established itself as a new literary art form. Countless CEOs from corporations big and...

The End of Digital Innocence: What Does the Epsilon Breach Mean?

Spot Quiz: What does the word epsilon mean to you? It is the fifth letter of the Greek alphabet. As I recall, in its...

The CFPB and Congress’ Need for an Adult Conversation

The Republicans, now in control of our House of Representatives, love to talk about having adult conversations about things, and so I can’t for...

Data Leak at Stem Cell Bank Makes My Blood Run Cold

The database compromise club has a new member. Mazel Tov, Cord Blood Registry. You are the latest organization to fail in your responsibility to...

We Owe Them A Debit of Gratitude

And so, we begin anew. During the Great Congressional Financial Services Smackdown of 2009 and 2010, Illinois Democrat Richard Durbin inspired fellow Senators to pass...

When Your Facebook Account Becomes Part of the Job Application

This week, in honor of National Consumer Protection Week, Credit.com is highlighting a number of issues to raise consumer awareness.  Credit.com chairman and co-founder...

The Church of Identity Theft

Identity theft can happen to anyone, anywhere—and under an almost endless array of circumstances. Every year, various organizations like the Federal Trade Commission, Javelin, Gartner,...