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Marketing to Students: Should Kids (Under 18) Have a Credit Card?
The CARD Act has a provision that puts some limitations on marketing and granting credit cards to folks under the age of 21.
The provision...
Are the Deregulators Trying to Destroy the Economy?
I understand that deregulators are committed to an ideology. We all need something to believe in, after all, and they believe in the power...
Are CARD Act Critics in Complete Denial?
In law school, I was taught – as are all aspiring lawyers – to perfect the art of arguing any and/or all sides of...
A 17-Year ID Theft Saga Finally Ends
For those who say that identity theft isn’t a big deal, that it can generally be resolved by making a few phone calls to...
How the Feds Got the Guy They Already Had
You have to appreciate genius. You also have to scratch your head and ask whether the inmates (literally) are running the asylum.
On January 20,...
The Javelin Conundrum: Making Sense of the Latest Identity Theft Numbers
At first blush one might be cheered by the results of the newly released Javelin Strategy & Research 2010 Identity Fraud Survey Report.
The Good...
Big Apple Store Scam Arrests Bring ID Theft Back to Basics
I know, the threat of identity theft may still seem abstract to you. What does identity theft really mean, anyway? A big arrest in...
10 Super Bowl Scams (and How NOT to Get Played)
This week, tens of thousands of hysterical Steelers and Packers devotees are descending upon Arlington Stadium in Texas — ready to party like it...
Financial Responsibility: A Reaction or A Reality?
In five short years we’ve gone from no borrower left behind, to no borrower left standing… and even those borrowers who somehow managed to...
Your Credit Report: A Resume, Not a Rap Sheet
As long as I can remember, most consumers have regarded credit as the destroyer of worlds—a scary black cloud hovering over us all—and the...
12 Tips for Protecting Your Identity
Just how many Americans have been victims of identity theft? No one really knows, but rest assured it’s more than a handful.
The FTC estimates...
Staffing the Booming Foreclosure Business
Meet Dave. He’s a homeowner in Sarasota, Florida who recently contacted Credit.com looking for help.
Dave can’t afford his mortgage payments and he’s been damned...
Holly Petraeus, Military Family Watchdog Slated for Consumer Protection Agency Post
One of the highest priorities of this nation must be the passionate and zealous defense of our defenders. With hundreds of thousands of American...
Prioritizing Financial Literacy in 2011
In the last two years, consumers were the beneficiaries of more financial reform legislation than America has seen in generations. Over the recalcitrant foot-dragging...
Mac Attack: Data Breach At McDonald’s
The list of major American consumer brands that have suffered data breaches this year has grown by one in the last few weeks.
But it’s...
FTC “Do Not Track” Proposal: Q&A With A Privacy Advocate
Earlier this month the Federal Trade Commission formally announced a new world order that would provide more privacy options for Internet users.
The cornerstone of...
Employment Credit Checks – Why Leave Anything to Chance?
No doubt about it, in today’s turbulent financial times it is a buyer’s market when it comes to getting a job.
Employers have access to...
ID Theft Watch: One iPhone App Too Many
My name is Adam and I own an iPhone.
In that regard, I’m not alone. I have about 85 million fellow iPhone “friends.”
Sure, that’s about...
Colorado’s Pot Plan: Orwellian Surveillance or Sound Law Enforcement?
Here’s a news item that makes me sit back and scratch my chin: Colorado lawmakers and regulators are creating the nation’s first surveillance system...
Rocky Mountain Low: Colorado Court OKs Identity Theft
Study after study shows that identity theft is one of the most devastating crimes an American can experience.
That’s particularly true of Social Security theft,...