Student loan

5 Ways Student Loans Hurt Middle-Class Kids

Student loans are supposed to help middle-class kids pay for a college education, but these days they can do more harm than good. It's high time we did something about that. If you imagine a...

Just When You Thought You Knew Every Way Your Credit Report Could Be Used...

Whether we are talking about mortgage loans, credit cards, auto or student loans, most people know that credit reports play an important role in our lives. And they, like you, understand that having poor credit...

Should You Pay Off Your Ex’s Credit Cards?

When the Love Boat morphs into the Titanic and you are flailing in the icy waters of the North Atlantic, the banks are not rescuers, they're sharks. In other words, divorces can get messy...

Good News (Finally) When It Comes to Medical Debt Reform

You could be excused for skipping over the piece in The New York Times the other day. After all, it did sound awfully familiar. Here’s how the article by Tara Siegel Bernard began. “Megan Barringer had...

How Much Student Loan Debt Is Too Much?

Some call it the Student Loan Bubble -- I call it crazy. And what better time to discuss student debt insanity than now, as countless soon-to-be graduates prepare to slip on their caps and...

4 Big Problems With Social Security Numbers

A Social Security number is like a skeleton key -- able to unlock a kingdom of untold riches for identity thieves. It is the central piece of data needed to hijack our credit, steal...

9 Ways To Better Protect Your Identity When You Are Away From Home

I commissioned a poll last month to sample, among other things, people’s attitudes about identity theft. I was both surprised and disappointed to see that 4 of 10 people surveyed believe that the threat...

‘The Best Form Of Consumer Protection? Self-Protection’

We can debate — if you want — whether the newly created Consumer Financial Protection Bureau was necessary. (I think it was.) But there is absolutely no doubt that its director Richard Cordray has...

5 Money Lessons Every New Graduate Needs to Know

Yes my friends, it's that time of year again. No, not allergy season -- graduation. That seminal moment in our lives when, in ceremonies of varying degrees of pomp and circumstance, our elders pass...

Hate Universal Background Checks? Meet the Gun Score

A sufficiently large minority of the U.S. Senate demonstrated their Orwellian allegiance to the gun lobby last week -- or their fear of it -- by blocking several commonsense measures that would have expanded...