OCC Ya! The Government Agency That Should Fine Itself

This just in from the "It Couldn't Possibly Get Any Worse" Department: The first wave of checks from the bungled foreclosure abuse settlement landed in mailboxes around the country this week, but when people...

The Tax Form That Could Save Your Refund From Thieves

The Bible tells us, "It is better to give than to receive." Most Americans don't feel that way on April 15. But when the Lord (a.k.a., an IRS algorithm) shines his countenance upon us...
Debt

The Biggest Credit Mistake People Make (Plus 3 Tips)

Some credit mistakes are obvious. Everybody knows the big one: Failing to pay your bills on time. If you're looking to wreck your credit score, there's no faster way. Some credit mistakes aren't so obvious....
Financial info

Obama Proposes Credit Score Stimulus: Everyone Gets a Perfect 850

Flanked by leaders from the credit industry and Congress, President Barack Obama announced today that he has signed an executive order designed to open up the consumer credit markets and give a boost to...

5 Places Where You Should Never Give Your Social Security Number

Every time you go to a new doctor or dentist and they give you a clipboard brimming with documents to fill out and sign, notice how they always ask for your Social Security number?...

Consumer Reports Got It Dangerously Wrong on Identity Theft

We commissioned a national poll last month which found that nearly 40 percent of Americans believe "identity theft is not a serious problem." In fact, they said they thought that it's "a marketing tool...

Since When Did Megabanks Become Your Evil Step-Mother?

Veronica Gutierrez never asked Wells Fargo to act like her mother. The banking colossus just did it anyway. Here's what happened. She bought some sandwiches at Subway for $11.27. Then she purchased car parts...

Driver’s Ed: How the DMV Could Make Teens Learn About Money

As a parent, I would never dream of handing my car keys to a teenager who hasn't first completed a driver's education class and spent significant time behind the wheel, ideally with me sitting...

12.6 Million Reasons Why Identity Theft Matters

If you still believe identity theft is a marketing gimmick, it's time to take a look at the Federal Trade Commission report released this week. Identity theft is once again the top complaint in...

5 Ways to Prepare for the Coming Cyber War

This spring, the term "cyber war" turns 20. In his seminal 1993 paper "Cyberwar is Coming!" master military strategist John Arquilla envisioned an entirely new kind of battle. That vision was articulated again, but as...