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Your Credit Report: A Resume, Not a Rap Sheet
As long as I can remember, most consumers have regarded credit as the destroyer of worlds—a scary black cloud hovering over us all—and the credit reporting agencies as the institutional manifestation of Darth Vader.
I...
12 Tips for Protecting Your Identity
Just how many Americans have been victims of identity theft? No one really knows, but rest assured it’s more than a handful.
The FTC estimates that more than 9 million Americans become victims of identity...
Staffing the Booming Foreclosure Business
Meet Dave. He’s a homeowner in Sarasota, Florida who recently contacted Credit.com looking for help.
Dave can’t afford his mortgage payments and he’s been damned near killing himself to get a modification with Bank of...
Holly Petraeus, Military Family Watchdog Slated for Consumer Protection Agency Post
One of the highest priorities of this nation must be the passionate and zealous defense of our defenders. With hundreds of thousands of American military personnel stationed around the world, tens of thousands in...
Prioritizing Financial Literacy in 2011
In the last two years, consumers were the beneficiaries of more financial reform legislation than America has seen in generations. Over the recalcitrant foot-dragging of the financial industry, which (enabled by government inattention and...
Mac Attack: Data Breach At McDonald’s
The list of major American consumer brands that have suffered data breaches this year has grown by one in the last few weeks.
But it’s a big one – McDonald’s™. The company was recently victimized...
FTC “Do Not Track” Proposal: Q&A With A Privacy Advocate
Earlier this month the Federal Trade Commission formally announced a new world order that would provide more privacy options for Internet users.
The cornerstone of that proposal is a universal “Do Not Track” mechanism that...
Employment Credit Checks – Why Leave Anything to Chance?
No doubt about it, in today’s turbulent financial times it is a buyer’s market when it comes to getting a job.
Employers have access to a virtual cornucopia of qualified talent, all competing for a...
ID Theft Watch: One iPhone App Too Many
My name is Adam and I own an iPhone.
In that regard, I’m not alone. I have about 85 million fellow iPhone “friends.”
Sure, that’s about 415 million fewer friends than Mark Zuckerberg, the co-founder of...
Colorado’s Pot Plan: Orwellian Surveillance or Sound Law Enforcement?
Here’s a news item that makes me sit back and scratch my chin: Colorado lawmakers and regulators are creating the nation’s first surveillance system to track the sale of medical marijuana. The state will...