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The Profound Failure of Congress on Cybersecurity (and Why You Should Care)
On August 2, Congress did it again. They acknowledged the looming threat of cyberwarfare while discussing the Cybersecurity Act of 2012, and then they...
The Wisconsin Department of Revenue: A Bargain for the Identity Theft Collective
Scott Walker has earned a national reputation for his hack-and-slash approach to government spending. Working hand-in-glove with both houses of the GOP-controlled legislature, the...
5 Ways to Become a Credit Adult
Let's word associate: banks, mortgage brokers, credit card companies, credit reporting agencies, debt collectors, payday lenders.... Words like "daunting," "challenging," "black box" and "scary"...
Dodd-Frank and CFPB Provide Stimulus to Economy With Milestone
During the endless hearings leading up to the passage of the Dodd-Frank Wall Street Reform Act, which has its two-year anniversary this week, and...
What The Dark Knight Rises and the CFPB’s First Anniversary Have in Common
A dark army descends on Gotham. Hungry for power, possessed by delusion, its leaders will stop at nothing in their quest to destroy the...
5 Stupid Ways to Ruin Your Credit, Go Broke and Have Your Kid Wind...
Sometimes people are dumb. There's really no way to sugar coat this, and I say this with all humility, as I have done more...
The Obamacare Scare: Medical Debt Collectors in Scrubs?
Do you remember where you were last Thursday morning when every network interrupted its regular programming to announce the most anticipated Supreme Court decision...
The Downgrades: Forget the 1%. It’s the 9%, Stupid!
Well kids, summer is here again -- time for sun, fun and debt downgrades. And in a related downgrade story, according to a recent...
NOBAR: Could It End the Credit Gap and Get Banks Lending Again?
While a whole lot of folks are obsessed with what to do about, or to, the 1%, I would like focus on an issue...
Hackers: If You Can’t Beat ‘Em, Pay ‘Em Like Bankers
So what's it worth to you to prevent world-wide economic collapse, or even a major interruption of essential services, like power or water?
These are...