Get in Touch
What the Death Penalty and Foreclosure Have in Common (You Will Be Surprised)
There is so much news---mostly ugly news from the consumer point of view---about the foreclosure crisis, but it seems one of the most important...
Tea Time for the Occupation
Historically, America's greatness as a country could be measured by the social mobility of its citizens. If you worked hard enough at a well-defined...
I’m a One Percenter Who’s Pre-Occupied with Wall Street
I confess I'm a one percenter.
I guess I'm one of the folks that the people down on Wall Street are pointing their fingers at....
If You’re Worried About Medical Privacy, Better Take Some Xanax
It was announced recently that nearly 5,000,000 patient records of military personnel were stolen. There was no elaborate hacking, and no technical skill was...
Bank of America, Adam Smith and a Fee Market System
This week, Senator Dick Durbin (D-Ill) made a remarkably pithy statement on the floor of the Senate that Bank of America patrons should "vote...
Memo to Obama: Push for Jobs, Don’t Shove Employers
The American Jobs Act provides yet another example of President Obama potentially snatching defeat from the jaws of victory. It proposes a punitive response...
How to Fix the Foreclosure Crisis: A Real Bailout
We need a real bailout, because the last one relied on a bad theory -- namely: horse-and-sparrow "trickle-down" economics. Why do we need a...
Consumers Be Damned: Senator Shelby, Captain Queeg and the Politics of No
Last week's Senate Banking Committee hearing on the nomination of Richard Cordray to lead the Consumer Financial Protection Bureau featured prepared speeches that were...
Freddie and Fannie — Has Everyone Gone Postal?
Between Freddie and Fannie's latest woes and the United States Postal Service teetering on collapse, it's been a bad week or so for quasi-governmental...
Medication for Middle-Class Mortgage Mania
Everything old is new again....
Between 1634 and 1637, tulips became all the rage in Holland. The record of exactly what happened is sketchy and...