The CFPB and Congress’ Need for an Adult Conversation

The Republicans, now in control of our House of Representatives, love to talk about having adult conversations about things, and so I can’t for...

Data Leak at Stem Cell Bank Makes My Blood Run Cold

The database compromise club has a new member. Mazel Tov, Cord Blood Registry. You are the latest organization to fail in your responsibility to...

We Owe Them A Debit of Gratitude

And so, we begin anew. During the Great Congressional Financial Services Smackdown of 2009 and 2010, Illinois Democrat Richard Durbin inspired fellow Senators to pass...

When Your Facebook Account Becomes Part of the Job Application

This week, in honor of National Consumer Protection Week, Credit.com is highlighting a number of issues to raise consumer awareness.  Credit.com chairman and co-founder...

The Church of Identity Theft

Identity theft can happen to anyone, anywhere—and under an almost endless array of circumstances. Every year, various organizations like the Federal Trade Commission, Javelin, Gartner,...

Marketing to Students: Should Kids (Under 18) Have a Credit Card?

The CARD Act has a provision that puts some limitations on marketing and granting credit cards to folks under the age of 21. The provision...

Are the Deregulators Trying to Destroy the Economy?

I understand that deregulators are committed to an ideology. We all need something to believe in, after all, and they believe in the power...

Are CARD Act Critics in Complete Denial?

In law school, I was taught – as are all aspiring lawyers – to perfect the art of arguing any and/or all sides of...

A 17-Year ID Theft Saga Finally Ends

For those who say that identity theft isn’t a big deal, that it can generally be resolved by making a few phone calls to...

How the Feds Got the Guy They Already Had

You have to appreciate genius. You also have to scratch your head and ask whether the inmates (literally) are running the asylum. On January 20,...