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Consumer Protection


  • Scam Alert

    3 Credit Card Scams You Need to Watch Out ForConsumer Protection, credit

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    Falling for a credit card scam is an incredibly frustrating experience and having your financial security disturbed for even a short time can disrupt your peace of mind. However, providing you arm yourself with the right knowledge, you can minimize the impact credit card scams have on your financial well-being. So, with that in mind, here are several credit card scams you’re going to want to watch out for. 1. Chip Credit Card Scam Over […]

  • New Report Argues Everyone Should Consider a Credit FreezeConsumer Protection, credit, Identity Theft

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    Given how often data breaches happen, it’s likely your personal information will be exposed, sold or abused, if it hasn’t yet been already. Identity theft takes many forms and can be difficult to prevent, but a new report suggests consumers should freeze their credit files as the “best protection against someone opening new credit accounts in your name.” What are the pros and cons to that strategy? How a Credit Freeze Could Help Here’s how […]

  • Scam Alert

    How to Tell the Difference Between a Pyramid Scheme & a Legit BusinessConsumer Protection

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    Nearly one-third of U.S. workers describe themselves as “free agents,” and talk of the “gig economy” has grown so loud that it’s an issue in the presidential campaign. As more people look online for work that supplements —or replaces — their old-fashioned paycheck and helps pay down debts, it seems time for a reminder about popular work-at-home programs that might not be what they seem. When you’re looking for a “gig,” you want to know […]

  • Your Right to Sue Your Bank May Be Getting StrongerBanking, Consumer Protection

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    The fine print may be small, but it’s about to be the subject of a very large fight that will impact virtually every American consumer. The Consumer Financial Protection Bureau said Wednesday it will propose a ban on arbitration clauses that prevent consumers from participating in class-action lawsuits, a move likely to generate the consumer watchdog’s biggest fight to date. Corporations with an eye towards streamlining disputes with customers have for years included mandatory arbitration […]

  • Scam Alert

    Millennials Are Most at Risk for Job ScamsConsumer Protection, Identity Theft

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    Roughly one in six American job seekers have fallen for a scam when searching for work online, but victims are much more likely to be among the youngest Americans in the U.S. workforce, according to a recent survey. Considering that young people are generally seen to be more Internet-savvy than older people, it’s interesting that they’re more susceptible to scams, but millennials have a certain quality that might make them more likely to take the bait: […]

  • How to Keep Seniors Safe From Internet ScamsConsumer Protection, Identity Theft

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    August is typically the month for back-to-school preparations. With many schools starting in mere weeks, families are busy shopping for supplies and enjoying the final days of summer vacation. Some are even readying their high school and college seniors for the last hurrah. But what about the other seniors in your life? Take a few minutes to think about how you can keep the senior citizens in your life safe from scams and fraud. There […]

  • Can Search Engines Stop Student Loan Scammers?Consumer Protection, Personal Finance

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    If you’ve checked your spam folder recently, you know that offers of student loan debt relief have exploded right along with the student loan debt problem. You probably know it’s a bad idea to answer spam in a quest to lower your loan payments, but you might be more inclined to answer an advertisement you see on a major search engine like Google, Yahoo or Bing. If you do, you’ll likely get a bad deal, […]

  • Identity

    Will the New Consumer Privacy Bill Protect You?Government, Consumer Protection, Identity Theft

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    Legislation that would establish new nationwide privacy protections for American consumers was introduced by a group of high-profile Democratic senators on Thursday, including Pat Leahy (Vermont) and Elizabeth Warren (Massachusetts). The Consumer Privacy Protection Act would establish federal standards for notification of consumers when their data is lost or stolen, greatly expand the definition of private information beyond financial data, and allow existing state privacy laws to remain in force. Geolocation data and images would be […]

  • 3 Renter GotchasConsumer Protection, Identity Theft

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    It’s already hard enough to find an affordable home or apartment to rent (especially if you live in one of these cities). Rental prices are rising fast around the country, even in unexpected places like Kansas City and Portland. But as more people turn to online help to find a decent home, there are more scams and gotchas to worry about, too. First, let’s look at prices. Nationwide, rents are up about 3% in the […]

  • Credit vs Debit

    What Happens If I Swipe My Debit Card as ‘Credit’?Consumer Protection, Personal Finance

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    It’s a question we’ve all heard when shopping: “Credit or debit?” It seems straightforward, just the cashier asking you what type of payment card you’re using, but there’s actually a lot more history to that question than you might think. Debit and credit transactions are processed differently: Here’s how MasterCard explained it in an emailed statement to Credit.com: When you use a debit card and your PIN (personal identification number), the transaction is completed in […]

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