About Adam K Levin | Contact | Videos


Blogs and article by Adam K Levin about credit, identity theft, data security, and consumer protection.

  • Credit Score

    What is a Good Credit Score?Financial Literacy, Personal Finance, Money


    The higher your credit score, the lower your interest rate. So a good credit score means you pay less for the money you borrow. But “good” or “good enough” can mean different things to different lenders I’m Adam Levin and this is the Wall Street Journal Credit Minute. Most credit scores – including the FICO score and the latest version of VantageScore – are on a scale of 301 to 850. Within that range there […]

  • Mastercard Zero Liability Policy Extended to PIN TransactionsConsumer Protection


    If you are worried about identity theft and you have a Mastercard, get ready for some good news. I’m Adam Levin and this is the Wall Street Journal Credit Minute. Visa and Mastercard have had zero liability policies for consumers using credit cards for a while. That means if someone goes on a spending spree with your credit card, you’re protected. But they never extended that protection for fraudulent ATM withdrawals or PIN-based purchases. For […]

  • Vacation Safety Travel Tips – Part TwoLifehacking, Consumer Protection


    Don’t let the blissful distraction of a summer vacation turn into a stressful return to the real world. I’m Adam Levin and this is the Wall Street Journal Credit Minute. Thieves are banking on your head being in the clouds while you’re on vacation. Meanwhile, they’re picking your pockets or hijacking your documents and personal information. Here are a few ways to stay safe while you’re away. Put your wallet in your front pocket or […]

  • Home ownership

    Vacation Safety TipsData Security, Lifehacking


    After you’ve booked your transportation and hotel, what should you do to prevent your dream vacation from turning into a nightmare for your credit and your identity? I’m Adam Levin and this is the Wall Street Journal Credit Minute Here are some tips to keep identity thieves at bay while you’re away. Have a trusted family member or neighbor collect your mail every day. Put your newspaper delivery service on hold.  Set your lights on […]

  • Credit vs Debit

    Adam Levin on P.F. Chang’s Credit Card BreachPress, Blog


    Popular Chinese bistro chain P.F. Chang’s was the latest target in a data breach at its restaurant locations nationwide–this time, as reported on the website Krebs on Security, the attack resulted in exposure of customer credit card and debit card information. Adam Levin http://www.marketwatch.com/story/possible-pf-changs-data-breach-2014-06-11?link=MW_story_latest_news”>spoke with Alisa Parenti of MarketWatch radio about how this is just another example of the constant threat companies face–breaches being the third certainty in life.  The breach was first reported by […]

  • Privacy and security

    Target Re-Elects Board; Bull’s Eye Still on ManagementPress, Blog


    Adam Levin, consumer advocate and security expert spoke with Stacia Naquin of 12 News Phoenix, an NBC affiliate, about why the Target Board meeting was significant. Increasingly, data security is viewed as an essential area in corporate culture.  Target marked the first time, after a major data breach, members of the board of directors faced the chopping block.   Although the board was re-elected, the recommendation by Institutional Shareholder Services (ISS), a proxy advisory firm, to […]

  • Don’t Use Your Debit Card at These Four PlacesPress, Blog


    In his never ending mission to keep consumers from getting swindled when they swipe, Adam Levin spoke with Lynda Baquero of WNBC TV, (picked up by WX11 News 12 affiliate in NC) about the four key places that consumers should avoid using their debit card. If you don’t have time for the video, here’s a cheat sheet: Steer clear of gas stations, where criminals attach skimmers to card readers to steal your debit card information. […]

  • The Government Database That Could Know Everything About YouColumn, Blog


    Millions of Americans may soon become part of an expanded government database that would give two federal regulatory agencies an up-close and personal (perhaps too up-close and personal) view of their private financial lives that, if breached, could make for a really bad day for a whole lot of people. The seed for this proposed database expansion was buried in the 261-page Housing and Economic Recovery Act of 2008; a requirement that the Federal Housing […]

  • Cybercriminals Want to Steal 8 Key NumbersPress, Blog


    Adam Levin spoke with Ronn Owens of KGO San Francisco about how most individuals can be summed up according to 8 key numbers and cybercriminals are out to steal them.   Drum roll: Your  phone number, birthday, zip code pin codes, Social Security number, bank account numbers, IP addresses, Driver’s license and passport numbers, and your health insurance numbers are all valuable currency for clever identity thieves to trade on the black market. Time to […]

  • Why Don’t People Report Child Identity Theft?Press, Blog


    Adam Levin discussed the rise of child identity theft with Lisa Fletcher, host of Al Jazeera America’s The Stream.   Discussing the higher incidence of Social Security number-based crimes against minors, Adam explained that child identity theft often goes unreported because the victim does not find out about the crime until years later, but that’s not the only reason. In many cases, the culprit is someone in the child’s family and the victim is afraid […]