How to Avoid Used Car Loan Gotchas

Used cars have always appealed to the budget-conscious shoppers because of their low prices, but there’s always been a drawback — used car loans....

How College Students Can Protect Themselves From Identity Theft

College students are prime targets for identity thieves. They are busy and distracted, and rarely are actively engaged in managing their credit. And they...

The Socially Transmitted Disease That Has No Cure: Identity Theft

Whether you are new to college, single and dating or newly divorced (because you panicked and confessed when news of the Ashley Madison hack...

Why Identity Thieves Love Small Business

Not long ago, a small business owner I work with found herself the target of an identity thief. He didn’t open credit lines in...
Shocked couple paying bills

How to Keep Your Baby From Ruining Your Credit

They look so innocent (and they are) when they’re sleeping. But if you’re a new parent, you’d probably see that you look exhausted (if...

Are We One Step Closer to Your Facebook Friends Impacting Your...

The U.S. patent office granted Facebook an updated patent on technology that would allow lenders to evaluate loan applicants based on their social network...

The Most Dangerous Identity Theft Threat

Last weekend, TheUpshot published the most dangerous identity theft threat: the non-expert’s tendency to underestimate the magnitude of problem. The piece in question argued...

Could I Inherit My Loved One’s Debt?

Losing a loved one is never easy, and it’s only made harder when you’re left wondering how to deal with the debt they left...
Student loan

Families Spent $3K More on College This Year

For the past four academic years, families tried to reduce the amount of money they paid for college, even as tuition prices steadily grew....

Not So FAFSA: How to Avoid a Student Aid Scam

As July melts into August, many college-age students are once again turning their thoughts (if they haven’t done so already) to that beast of...
ransomware

Ashley Madison Breach Marks the Rise of ‘Data Kidnapping’

Some secrets are more valuable than others. And some secrets are more valuable TO others. In perhaps the most predictable extortion hack ever, cheating...

10 Industries That Could Profit From the Ashley Madison Hack

The hackers who broke into AshleyMadison.com, a meeting place for people seeking extra-marital affairs, recently made good on their threat, exposing their first hostage-victim,...

9 Summer Scams and How You Can Avoid Them

Summer is a time for sun, fun, exploration and relaxation. Unfortunately, as we unwind there are those who gear up to take advantage of...
Credit Card

5 Common Credit Score Killers

Having a good credit score can help you save a lot of money over your lifetime, but many people find themselves with scores lower...

3 Money Mistakes Newlyweds Make

Being a newlywed is awesome. I reflect on that season of my life as one filled with joy and anticipation. Sure, that first year...

The Federal Government Needs a Cybersecurity Marathon, Not a Sprint

You may not have heard of Tony Scott, but that may change next week. Over the past 16 years, he served as the chief information...

Are Student Loans Causing College Tuitions to Skyrocket?

Do student loans help students or colleges? A new paper published by the New York Federal Reserve makes a clear, and depressing assertion: Federal...

5 Reasons You Shouldn’t Hide From Your Debt

Debt may have become so ingrained in your life that it seems natural. Maybe your plans to pay off debt have failed and you’ve...

Open Letter on the OPM Breach

"It's really frustrating to think that my family might suffer from my information having been stolen." Those are the words of David Thul, who...

The Millennial Mindset That’s Setting Them Up for Financial Success

Millennials are big on communication and DIY projects. While some say they are self-centered, or even self-obsessed, others point to their tendency for group-think...