National Consumer Protection Week: It’s Up to You (Sorry!)

Once again National Consumer Protection Week falls smack in the middle of Lent. Is this yet another coincidence, or rather a celestial reminder of the benefits of occasional restraint? This year, in particular, no one...

Best Way to Win the Gas Game: Don’t Play

Earlier this week, the New York Post shouted the headline "US Credit Card Debt Nearing Toxic Levels." The article was referring to the latest report from the Fed that in December, total consumer debt,...

Identity Theft: Are We Doomed?

Opening my e-mail reminds me of walking through the bazaar of a third world open air market -- the pickpockets are everywhere. In the last 30 days I have received spam purporting to be...

Mortgages, Greece & Obama’s Budget: The Global Financial Literacy Crisis

Seven days, three seemingly disconnected announcements, and one subtle theme: what we have here is a failure to communicate... or more to the point, a failure to educate. America and much of the world...

Eastwood Meets West Wing: No Permanent Foreclosure Crisis?

I am a New Yorker. I am a Giants fan. They made my day last Sunday. Sorry, Gisele. Like over 100 million of you, I saw the Chrysler commercial and, for the record, Clint Eastwood...

Google’s New Privacy Policy: Close But No Cigar

Last week was a pretty good one for the notion of privacy in America, which has increasingly become forlorn and tattered as a result of the advancement of digital technology. First, the Supreme Court...

The Real SOPA Opera Should Be ID Theft

The Stop Online Piracy Act, and its sister legislation in the Senate, the Protect Intellectual Property Act caused quite a stir in Silicon Valley, Hollywood and Washington. The two bills were intended to put...

The S&P and the EU: Timing Is Everything

In keeping with a tradition firmly established in the 20th century, Europe suffered a late-night bombing raid on Friday evening. This time the attacker was Standard & Poor's, everybody's favorite rating agency, which announced...

Hey Romney, It’s an Inauguration, Not a Coronation

Can't you just feel the temperature rising? Feel the rush of adrenalin as the political gladiators enter the arena and begin to slash each other to pieces. Doesn't it feel a bit like Spartacus,...

Is Obama’s Cordray Appointment Unprecedented? Not By a Longshot

President Obama "manned up" Wednesday, exercised his executive authority and announced the recess appointment of Richard Cordray as the Director of the Consumer Financial Protection Bureau---ending months of partisan bickering and obstructionism by 45...