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Is Obama’s Cordray Appointment Unprecedented? Not By a Longshot
President Obama "manned up" Wednesday, exercised his executive authority and announced the recess appointment of Richard Cordray as the Director of the Consumer Financial Protection Bureau---ending months of partisan bickering and obstructionism by 45...
The First Annual Most DisCREDITed Awards
Welcome to the first annual "Most disCredited Awards." In a bad-economy year full of silly laws, mortgage miseries, political gaffes, Hatfield-McCoy feuding, credit downgrades, mysteriously rising prices, fee gouging of every description, and art-project...
Foreclosure Review Deadline Looms: Opt In By Monday, Or Risk Losing Cash
If you were in foreclosure in 2009 or 2010, you’ve got until Monday, Dec. 31 to request of independent review of your case. You’ve got nothing to lose except a chance at free money.
Pursuant...
Fannie, Freddie & Freud: Washington Needs a Shrink
As a citizen, a voter, and a consumer, what do you think this country needs? Less partisanship in Congress? Less Congress? Easier credit? Lower taxes? Higher taxes?
There are about 307 million Americans and given...
Killing America One Vote at a Time: Why the CFPB Matters
The Honorable Richard Shelby, Mitch McConnell and -- to quote Spiro Agnew -- "those nattering nabobs of negativism" (by which I mean the 43 senators who always say "never") -- sure had their turkey...
Memo to American Consumers: You Just Got Screwed… Again
The too-big-to-fail boys and their GOP handmaidens -- the Hon. Richard Shelby, the Hon. Mitch McConnell and the other 43 legislative dwarves in the U.S. Senate -- have struck again.
Today, they blocked the confirmation...
Chestnuts, Jack Frost and Wall Street’s Spring Bonuses
As we ring out what has been a pretty lousy year for most of us, Wall Streeters are all aglow -- thoughts turning to sugar-plum fairies dancing in their brains, bearing bundles of spring...
Playstation Invasion: Child Identity Theft is No Game
By now almost everyone I know (and millions of people I haven’t had the pleasure of meeting yet) has read or heard about Sony’s announcement last week that its PlayStation network was hacked and...
Debt Collector: I’m From the Government – As Far As You Know
In a monumental act of hubris and deceit, an Erie, PA debt collection firm had employees pose as sheriff’s deputies and staged phony courtroom sessions where they bilked delinquent consumers out of their money.
We’ve...
The Next Osama Bin Laden Already Has Your Social Security Number
A massive cyber attack on American infrastructure is the 21st-century equivalent of the neutron bomb. All buildings remain standing but systems inside them are rendered useless. Human beings aren't killed on a large scale,...