About Adam K Levin | Contact | Videos
Recent Tweets

LATEST ARTICLES

  • Housing wealth

    How Much House Do Americans Actually Own?

    Mortgages 

    When people say they own their home, it’s usually a half-truth at best. Often, a bank owns the home they live in — most of it, anyway. Still, Americans have a lot of real money tied up in their homes — on average, $150,506, according to a new report by the Urban Institute called “How Much House Do Americans Really own? Measuring America’s Accessible Housing Wealth by Geography and Age.” That amount represents what’s left over […]

  • Credit Card Mistake

    This is Why Wages Haven’t Increased in 50 Years

    Financial Literacy Money 

    Most experts will agree the economy has improved dramatically from its pale, feeble days during and directly after the Great Recession. Unemployment is down (even if there are a few caveats), low interest rates make it easier to make big purchases, and the stock market has largely recovered, except for a few bumps along the way. So why aren’t people rejoicing? The answer is simple: Their wages aren’t growing enough to afford the post-recession celebration. In fact, […]

  • Student loan

    The Big Things Missing from Hillary Clinton’s Student Loan Plan

    Politics student loans 

    Hillary Clinton unveiled her new and improved plan for making higher education more affordable. A few of her policy ideas are refreshed retreads, some others break new ground, and a few don’t do anything at all. For example: 1. “Students should never have to borrow to pay for tuition, books, and fees to attend a 4-year public college in their state…” Secretary Clinton proposes that the federal government support this goal with additional funding, the […]

  • Phishing

    5 Recent Phishing Lures that Could Snag You

    Consumer Protection Identity Theft 

    A recent study found that 70% of teens text and drive, largely due to FOMO (fear of missing out). These kids are ripe for phishing. But so are many of us. The distractions of life are a phishing campaign’s stock in trade. And while getting got by cybercrime will never be entirely avoidable, knowledge is your best protection. While it goes without saying that texting and driving is illegal, and inter-galactically stupid, it also makes […]

  • iPhone Privacy

    Threat of Ransomware Growing for Mobile Phones

    Data Security Technology 

    There’s been a scary increase in successful ransomware attacks against large organizations this year. Specifically, hospitals have found themselves at the mercy of hackers who demand ransom payments to unlock critical system files. Recently, there have been signs that these criminals have moved on to universities, too. The University of Calgary admitted to Canadian media last month that it paid a $20,000 ransom “to address system issues.” But individuals have something new to worry about. […]

  • Risky behavior

    Most of Us Do ‘Risky’ Things With Our Credit & Debit Cards

    Personal Finance 

    More than half of credit, debit and prepaid card users around the world are opening themselves up to fraud and identity theft through risky behaviors that could be completely avoided. That’s one of the findings of a report released today by ACI Worldwide that looked at credit, debit and prepaid card fraud in 20 countries. The report, “2016 Global Consumer Card Fraud: Where Card Fraud Is Coming From,” found that 30% of all cardholders globally […]

  • parent protecting child

    ID Scams Target Parents Just Trying to Protect Their Kids

    Identity Theft 

    Ask a parent how far they’d go to protect their child, and their answer would probably be along the lines of, “I’d do anything.” That’s a powerful statement — and it’s also a dangerous one. Sometimes, parents’ efforts to keep their kids safe can actually put their children at risk. The Identity Theft Resource Center and the National Center for Missing and Exploited Children recently issued a warning on this topic, telling parents to watch […]

  • Summer vacation

    How Staying Off Social Media Can Keep You Safer & Happier This Summer

    Social Media Lifehacking 

    Let’s face it, there’s no bigger downer than working all day and coming home to images of other people’s awesome vacations — that is, nothing except maybe coming home to find out you’ve been robbed or had your identity stolen. According the Pew Research Center, 65% of adults use social media, and among people aged 18 to 29, the percentage skyrockets to more than 90% of the population. For a family with kids, a staggering […]

  • mad

    Why Credit Makes People So Freaking Mad: A Theory

    credit 

    No one really likes reading about credit, credit scores and credit reports. As editor of a publication devoted to teaching people about these things, it’s a fact that I’ve had to learn to live with, and it’s not a surprising one. There’s plenty for people to get mad about. Credit is confusing, credit report errors can be hard to fix, and the whole business is generally considerably less fun than watching a kitten escape from […]

  • mortgage

    3 Things That Will Sabotage Your Plans to Buy a House

    Mortgages 

    No one wants money to stand in the way when their heart is set on owning a home. But all too often borrowers pull last-minute moves that put their financing in jeopardy. “The events that can endanger the transaction are the kinds that happen at the last minute,” according to Joe Parsons, senior loan officer with PFS Funding in Dublin, California, “for example, an unidentified or unsourced deposit made two days before escrow that we […]

LOAD MORE ARTICLES