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  • 5 Ways That Being Internet-Free on a Plane Is Better for Your Security

    Data Security Blog Technology 

    For the first time in a while, I found myself this week on a transcontinental flight without WiFi access or in-flight television. I generally try to avoid being electronically sequestered for any amount of time, especially on a football Sunday, so I couldn’t help but feel it was a punishment of sorts — at least at first. But as someone who makes a living being paranoid about information security, I forced myself to think about […]

  • The Biggest Victim of the Debt Ceiling Deal: Your Retirement Savings

    Personal Finance 

    The cat fights in Congress over the debt ceiling aren’t just an inside-the-Beltway problem — they’re already a Wall Street problem, and they’re becoming a Main Street problem. There was little to celebrate Wednesday night after the Senate passed the legislation to re-open the government until January and raise the debt ceiling until February — and for good reason. Not only did the entire shameful debacle cost the U.S. $24 billion so far and undermine […]

  • When Chicken Little Comes Home to Roost: Why Many Americans Aren’t Concerned About a National Debt Default

    Personal Finance 

    With everyone from the Treasury Department to the International Monetary Fund to the World Bank to several of the country’s top economists warning about massive international economic disruption if the U.S. fails to raise the debt ceiling, thereby triggering a default, one might think that Americans would be a shade nigh of collective hysteria — and calling, emailing, texting, or sending flocks of carrier pigeons to their elected representatives to complain — about their own […]

  • Empty pocket

    3 Ways Regular Americans Will Be Hurt by a Debt Ceiling Default

    Personal Finance Money 

    Many Americans this week may be asking themselves: Why should I care about the debt ceiling, or the — barring Congressional action — coming default? You’ve heard about it in the news but, much like the sequester or the shutdown, you’re not quite sure how it’ll affect your daily life. Put simply, unlike corporate tax cuts, a debt ceiling default will have a trickle-down effect that will affect your wallet in one way or another. […]

  • When It Comes to Technology, Sometimes It Makes Sense to Slow Down

    Technology 

    Everyone is in a hurry — overbooked, overworked, and generally overwhelmed. With life churning forward at a pace that makes the “rat race” of the ’50s feel like a Sunday picnic, is it any wonder we’re hungry for new ways to work faster and more efficiently? In this relentless, obsessive pursuit of speed, we treat technology as a toolkit and a magic wand, by turns practical and sublime. David Pogue’s tech tips are a sterling […]

  • The 5 Deadly Clicks: The Links You Should Never Touch

    Privacy 

    Here’s a scary scenario. You’re innocently surfing the Web, maybe on an unfamiliar site, not paying close attention. Suddenly your computer screen fills with illegal pornographic images of minors. You try to navigate away, but a warning screen branded by the National Security Administration’s Internet Surveillance Program pops up with the message: “Your computer has been locked due to suspicion of illegal content downloading and distribution.” You are then offered a sort of Hobson’s choice: […]

  • 7 Credit Mistakes That Could Wreck Your Retirement

    Financial Literacy Retirement Blog Personal Finance 

    Yes, just like clockwork it happened again this year: I got older. As of this week, the Beatles song, “When I’m Sixty-Four,” went from being a hypothetical to a reality for me. This means that next year, I will officially become a senior citizen. It’s a jarring prospect. Like most baby boomers, I don’t feel especially old. We’re the cool ones, the generation that brought America rock ‘n’ roll, yoga, and the belief that we […]

  • 7 Steps to Deal With HR Looking at Your Credit Report

    Blog Personal Finance Privacy Money 

    Employers don’t like surprises. They want to know everything there is to know about you, which is why you shouldn’t be surprised to learn that many look at prospective employees’ credit reports as part of their application process. One 2010 study from the Society of Human Resource Management estimates that 60 percent of companies checked some (or all) job applicants’ credit reports. This is a practice that many people understandably find objectionable – some find […]

  • Politics Aside, Is Obamacare Secure?

    Government health care Blog 

    It’s the biggest change in health care in nearly half a century, and perhaps unsurprisingly it’s already become a tool for scammers. Though open enrollment under the Affordable Care Act (aka Obamacare) doesn’t begin until Oct. 1, scam artists – masquerading as government representatives — have tricked a number of consumers into coughing up personal information over the phone. That’s just the opening shot. Once millions of consumers begin providing unprecedented amounts of personal data […]

  • The New American Dream: It’s Not What You Think

    Blog Personal Finance 

    A great number of Americans are redefining the American Dream. That was the takeaway from a recent Credit.com poll, which showed that nearly one in four people between the ages of 18 and 24 defined the American Dream as being debt-free. Shockingly, that’s more than those who dream of owning a home. The poll underscores something I have long suspected — there’s a great deal of nostalgia for a promise that increasingly and tragically looks […]

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