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Personal Finance


  • Student loan

    4 Programs That Can Help You Get Out of Student Loan Debtstudent loans, Personal Finance

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    In 2015, 71% of college graduates left school with an average of $35,051 in debt, nearly quadruple the average debt among college graduates in 1993. That’s a lot of debt to be strapped with as graduates make their way into the working world. Fortunately, there are options that can help some borrowers pay off that debt earlier, have some of it forgiven or make the payments easier to handle. If you’re struggling with student loan debt, […]

  • car insurance

    7 Things You Never Knew Impacted Your Car InsurancePersonal Finance

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    When searching for an auto insurance policy, there are things we expect will impact our rates: demographic details like age, home address, even credit score. But in the world of car insurance, there are still surprises, believe it or not. Below, you’ll find the top seven most surprising things that can impact your car insurance rates, taken straight from a comprehensive research report on the state of the auto insurance industry compiled by The Zebra. 1. […]

  • 5 Things That Aren't Worth As Much Money As You Think

    5 Things That Aren’t Worth As Much Money As You ThinkPersonal Finance

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    How much money is your stuff worth? Chances are, you think your possessions are more valuable than they actually are. Economists even have a name for the phenomenon: the endowment effect. Whether it’s a car, a stock or a stack of old books, people tend to assign a greater value to items they already own than they would if they didn’t already have a vested interest in their worth. You can see the endowment effect […]

  • Stressed

    Stressed About Saving for Retirement? You’re Not AloneRetirement, Personal Finance

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    A recent survey found 56% of Americans are losing sleep over saving for retirement. Another shows having enough money to retire comfortably is the most common financial stressor among 401K participants, regardless of age. In short: Americans are freaking out about retirement. That makes a lot of sense, considering that report after report has shown that we’re a nation of people who are terrible at saving money. And, as those retirement surveys suggest, we’re painfully […]

  • mortgage

    3 Things You Absolutely Need for a MortgagePersonal Finance

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    If you’ve never bought a home before or it has been many years since your last mortgage transaction, you may want to freshen up on the basics before you head to the bank. To get you started, we’re going to go over three of the main things lenders look for when reviewing your mortgage application. 1. Cash This one is a biggie. You’ll likely need to have cash to buy a house, plain and simple. While this […]

  • Zika scam

    As If the Zika Virus Wasn’t Bad Enough, Now There Are Alleged Zika ScamsPersonal Finance, Identity Theft

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    Earlier this week, the Centers for Disease Control issued a travel warning, urging pregnant women and their partners not to travel to a small community north of downtown Miami, where the Zika Virus is spreading. But while health officials work to contain the outbreak, a group of alleged scammers appear to have cropped up to prey on people’s fears. On Wednesday, the New York Attorney General issued cease-and-desist letters to seven companies marketing products that claim to protect […]

  • credit score

    6 Universal Truths About Credit Reportscredit, Personal Finance

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    Credit reports: They’re complicated. You can’t really argue with that sentiment: They are long and often unwieldy; there are three major versions of them, and they can affect more facets of your life — like, say, your ability to get certain jobs — than you may think. Fortunately, there are some things that are true, no matter what credit report you’re looking at. Here are six universal truths about credit reports. 1. They’re All Going to Have the […]

  • democrats and republicans

    Are Democrats or Republicans Better With Money?Politics, Personal Finance

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    With America being greatly divided these days — be it red versus blue states, Democrats or Republicans, etc. — it’s easy to get caught up in the fray. Americans will argue and try to differentiate themselves in just about every way. Do you believe in the concept of working together toward a common good? You might be labeled a Socialist. Do you think people should take responsibility for their own lives, health, and finances? You’re […]

  • Piggy bank

    How 50-Somethings Should Plan for RetirementRetirement, Personal Finance

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    Odds are, if you are in your 50s, you have thought about retirement one time or another. Regardless of whether this is your final decade of working for the man — or being the man — it is important that you start to create a retirement vision. This means putting your 3 p.m. daydreams, at least the realistic ones, on paper. Write Down Your Goals When creating a retirement vision, start with location and lifestyle: Where do […]

  • Risky behavior

    Most of Us Do ‘Risky’ Things With Our Credit & Debit CardsPersonal Finance

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    More than half of credit, debit and prepaid card users around the world are opening themselves up to fraud and identity theft through risky behaviors that could be completely avoided. That’s one of the findings of a report released today by ACI Worldwide that looked at credit, debit and prepaid card fraud in 20 countries. The report, “2016 Global Consumer Card Fraud: Where Card Fraud Is Coming From,” found that 30% of all cardholders globally […]

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