About Adam K Levin | Contact | Videos

Blog

Blogs and article by Adam K Levin about credit, identity theft, data security, and consumer protection.


  • The Real Tax Nightmare May Be on the WayColumn, Blog

    Share

    Tax Day has come and gone. You pulled together the myriad facts and figures that determine what you owe, or the size of your refund. And now you’re waiting for your checks to arrive — or, if you are the nervous, slightly paranoid, type like me, you may be worried about an audit or some other correspondence indicating that you’ve got work to do. While potentially daunting, it’s unlikely an audit or legal notice awaits […]

  • malware

    The Demon Spawn Malware Targeting Your Bank AccountData Security, Technology

    Share

    The internet is a strange and dangerous place, especially when it comes to your personal information. With all the hackers and scammers out there, protecting your information in cyberspace is much more of a challenge these days than simply demonstrating common sense. And you can’t just rely on your bank’s internet security measures anymore. Cyber-thieves have now found another way to target your information with a super hybrid malware combination. Recently IBM X-Force Research discovered […]

  • Couple Mortgage

    Why You Might Not Want Your Spouse on Your MortgageMortgages, Personal Finance

    Share

    Couples may be inclined to buy a new home together — and, if necessary, apply for a home loan — but new data suggest you ought to think twice before saying “I do” to joint mortgages. In fact, according to a note from the Federal Reserve, some borrowers could have saved a lot of money in interest if they’d applied solo. “Specifically, we find that nearly 10% of prime borrowers who applied for their loans jointly could have lowered their mortgage interest rate at […]

  • Affordable Housing

    The U.S. Cities That Are About to Become UnaffordableMortgages, Personal Finance

    Share

    When you hear affordable cities, there are four that should be familiar to you now: Cincinnati, Charlotte, Pittsburgh, Omaha. But here’s a list of U.S. cities that are rapidly becoming less affordable: Cincinnati, Charlotte, Pittsburgh, Omaha. In other words, the secret is out. The good news is, many of these places are still affordable — for now. The bad news is that time might be running out. Data crunchers at RealtyTrac have supplied Credit.com with information on […]

  • Will the Obama Administration Side With Debt Collectors?Column, Blog

    Share

    With the Supreme Court in flux, the highest authority in U.S. law has punted a landmark case over to the executive branch, effectively asking it to decide whether debt collectors can charge interest rates so high they’re deemed illegal in some states. In Madden v. Midland Funding, LLC., a debt collection company purchased the plaintiff’s charged-off debt, but the plaintiff resided in New York state where the usury limit is 25% annually. The complaint was […]

  • Homeowners

    6 Things You Need to Investigate Before You Buy a HouseMortgages, Personal Finance

    Share

    If you’re in the market to buy a house, you already know you need a real estate agent, a mortgage lender, a down payment and, well, a house to buy. While finding the right house can be a tough but exciting challenge, it can also be full of heartbreak. You might find a beautiful home, but, surprise, it needs a lot of expensive work you didn’t initially see — a new roof, a new furnace or a tall fence since […]

  • Housing wealth

    Can’t Find an Affordable Home to Buy? Here’s WhyPersonal Finance, Money

    Share

    If you’ve been searching for a new home, whether to buy your first or “trade up” into a larger or fancier home, chances are you’re having a hard time finding suitable options. That’s because availability of starter (median price $154,156) and trade-up (median price $267,845) homes on the market has decreased over the past four years all across the country, according to a new quarterly report on the supply and affordability of homes. The Trulia Inventory and […]

  • Tax return

    Bernie vs. Hillary: How Do Their Tax Plans Really Stack Up?Financial Literacy, Politics

    Share

    Tax policy is a crucial component of any political campaign, but as important as taxes are to many voters, they’re not easy to understand. Expert analysis comes in handy, but due to the complex nature of tax policy, even that can be puzzling. Take, for example, recent joint research from the Urban Institute and Brookings Institution. Researchers from the left-leaning think tanks’ tax policy centers assessed the tax plans from Democratic presidential candidates Hillary Clinton and […]

  • Election Scam

    One More Thing to Hate About Election Season: ScamsPolitics, Consumer Protection

    Share

    In case you hadn’t noticed, it’s an election year, and with that comes the onslaught of election-related phone calls, emails, snail mail, campaign signs, TV ads, radio ads … yeah, it’s enough to make you stop paying attention. But within that onslaught are things you do need to pay attention to: The scammers that are hoping you’re too fatigued or too naive to notice that they’re not on the up-and-up. They want to lift your […]

  • Social Security Is Changing Soon. Here’s What You Need to KnowFinancial Literacy, Retirement, Personal Finance

    Share

    There has been much buzz about Social Security recently—and with good reason. Section 831 of the Bipartisan Budget Act contains the first major change to Social Security claiming rules since the Senior Citizen Freedom to Work Act in 2000. Finding out who is affected and what they need to do is a challenge. The Social Security Administration sent an emergency message to its field offices in February explaining how its employees should implement the changes. […]

LOAD MORE ARTICLES