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Author Archives: Guest Blogger

  • mortgage

    3 Things You Absolutely Need for a MortgagePersonal Finance


    If you’ve never bought a home before or it has been many years since your last mortgage transaction, you may want to freshen up on the basics before you head to the bank. To get you started, we’re going to go over three of the main things lenders look for when reviewing your mortgage application. 1. Cash This one is a biggie. You’ll likely need to have cash to buy a house, plain and simple. While this […]

  • Spending on a wedding

    5 Tips to Avoid Going in the Red for Your WeddingPersonal Finance, Money


    Planning a wedding can be time-consuming and put a strain on your wallet, so it’s important to stick to a budget. The average U.S. wedding costs over $26,000, but if you play your cards right, you can stay on track — and out of debt. Here are six tips to help you stick to your budget when wedding planning. 1. Create a Wedding Budget Once Mr. (or Ms.) Right, pops the question, you’ll want to […]

  • Zika scam

    As If the Zika Virus Wasn’t Bad Enough, Now There Are Alleged Zika ScamsPersonal Finance, Identity Theft


    Earlier this week, the Centers for Disease Control issued a travel warning, urging pregnant women and their partners not to travel to a small community north of downtown Miami, where the Zika Virus is spreading. But while health officials work to contain the outbreak, a group of alleged scammers appear to have cropped up to prey on people’s fears. On Wednesday, the New York Attorney General issued cease-and-desist letters to seven companies marketing products that claim to protect […]

  • Deceit

    Comcast Is Being Sued for Allegedly Deceiving CustomersConsumer Protection


    Washington state is suing Comcast for more than $100 million, its attorney general’s office announced Monday. The lawsuit alleges the cable giant deceived subscribers by offering a “near-worthless” service protection plan, charging improper service fees and conducting improper credit screening. The state is seeking refunds for more than 400,000 residents. The lawsuit primarily takes issue with Comcast’s Service Protection Plan, a nationwide program that claims subscribers can avoid being charged for certain technician visits to their home in exchange […]

  • credit score

    6 Universal Truths About Credit Reportscredit, Personal Finance


    Credit reports: They’re complicated. You can’t really argue with that sentiment: They are long and often unwieldy; there are three major versions of them, and they can affect more facets of your life — like, say, your ability to get certain jobs — than you may think. Fortunately, there are some things that are true, no matter what credit report you’re looking at. Here are six universal truths about credit reports. 1. They’re All Going to Have the […]

  • democrats and republicans

    Are Democrats or Republicans Better With Money?Politics, Personal Finance


    With America being greatly divided these days — be it red versus blue states, Democrats or Republicans, etc. — it’s easy to get caught up in the fray. Americans will argue and try to differentiate themselves in just about every way. Do you believe in the concept of working together toward a common good? You might be labeled a Socialist. Do you think people should take responsibility for their own lives, health, and finances? You’re […]

  • Piggy bank

    How 50-Somethings Should Plan for RetirementRetirement, Personal Finance


    Odds are, if you are in your 50s, you have thought about retirement one time or another. Regardless of whether this is your final decade of working for the man — or being the man — it is important that you start to create a retirement vision. This means putting your 3 p.m. daydreams, at least the realistic ones, on paper. Write Down Your Goals When creating a retirement vision, start with location and lifestyle: Where do […]

  • Housing wealth

    How Much House Do Americans Actually Own?Mortgages


    When people say they own their home, it’s usually a half-truth at best. Often, a bank owns the home they live in — most of it, anyway. Still, Americans have a lot of real money tied up in their homes — on average, $150,506, according to a new report by the Urban Institute called “How Much House Do Americans Really own? Measuring America’s Accessible Housing Wealth by Geography and Age.” That amount represents what’s left over […]

  • Credit Card Mistake

    This is Why Wages Haven’t Increased in 50 YearsFinancial Literacy, Money


    Most experts will agree the economy has improved dramatically from its pale, feeble days during and directly after the Great Recession. Unemployment is down (even if there are a few caveats), low interest rates make it easier to make big purchases, and the stock market has largely recovered, except for a few bumps along the way. So why aren’t people rejoicing? The answer is simple: Their wages aren’t growing enough to afford the post-recession celebration. In fact, […]

  • Student loan

    The Big Things Missing from Hillary Clinton’s Student Loan PlanPolitics, student loans


    Hillary Clinton unveiled her new and improved plan for making higher education more affordable. A few of her policy ideas are refreshed retreads, some others break new ground, and a few don’t do anything at all. For example: 1. “Students should never have to borrow to pay for tuition, books, and fees to attend a 4-year public college in their state…” Secretary Clinton proposes that the federal government support this goal with additional funding, the […]