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  • iPhone Privacy

    Threat of Ransomware Growing for Mobile PhonesData Security, Technology

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    There’s been a scary increase in successful ransomware attacks against large organizations this year. Specifically, hospitals have found themselves at the mercy of hackers who demand ransom payments to unlock critical system files. Recently, there have been signs that these criminals have moved on to universities, too. The University of Calgary admitted to Canadian media last month that it paid a $20,000 ransom “to address system issues.” But individuals have something new to worry about. […]

  • Risky behavior

    Most of Us Do ‘Risky’ Things With Our Credit & Debit CardsPersonal Finance

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    More than half of credit, debit and prepaid card users around the world are opening themselves up to fraud and identity theft through risky behaviors that could be completely avoided. That’s one of the findings of a report released today by ACI Worldwide that looked at credit, debit and prepaid card fraud in 20 countries. The report, “2016 Global Consumer Card Fraud: Where Card Fraud Is Coming From,” found that 30% of all cardholders globally […]

  • parent protecting child

    ID Scams Target Parents Just Trying to Protect Their KidsIdentity Theft

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    Ask a parent how far they’d go to protect their child, and their answer would probably be along the lines of, “I’d do anything.” That’s a powerful statement — and it’s also a dangerous one. Sometimes, parents’ efforts to keep their kids safe can actually put their children at risk. The Identity Theft Resource Center and the National Center for Missing and Exploited Children recently issued a warning on this topic, telling parents to watch […]

  • mad

    Why Credit Makes People So Freaking Mad: A Theorycredit

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    No one really likes reading about credit, credit scores and credit reports. As editor of a publication devoted to teaching people about these things, it’s a fact that I’ve had to learn to live with, and it’s not a surprising one. There’s plenty for people to get mad about. Credit is confusing, credit report errors can be hard to fix, and the whole business is generally considerably less fun than watching a kitten escape from […]

  • mortgage

    3 Things That Will Sabotage Your Plans to Buy a HouseMortgages

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    No one wants money to stand in the way when their heart is set on owning a home. But all too often borrowers pull last-minute moves that put their financing in jeopardy. “The events that can endanger the transaction are the kinds that happen at the last minute,” according to Joe Parsons, senior loan officer with PFS Funding in Dublin, California, “for example, an unidentified or unsourced deposit made two days before escrow that we […]

  • Brexit

    What Does Brexit Mean for American Travelers?Politics, Money

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    In the midst of summer travel season, United Kingdom citizens voted to leave the European Union. With “Brexit” came a drop in the value of the British pound, which is lower than it has been in about 30 years, giving Americans a chance to get more for the dollar if they want to pack their bags and head to Europe. (As of this writing, the conversion rate is 1 pound to 1.33 U.S. dollars. The exchange rate has been as […]

  • Medical Debt

    There Have Been Double-Digit Increases in Medical Costs in Just a Yearhealth care, Money

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    Anyone who’s reviewed their health insurance statements is well-acquainted with just how high medical bills can climb. Now, a new analysis from TransUnion found that consumers are increasingly being asked to shoulder the costs. Per the credit bureau, patients saw a 13% rise in both deductible and out-of-pocket maximum costs between 2014 and 2015. The average deductible for consumers in 2015 was $1,278, compared to $1,131 in 2014. Out-of-pocket costs rose to $3,470 in 2015, compared to $3,065 the year prior, TransUnion […]

  • Gold stash

    9 Credit Lessons You Can Learn From ‘Game of Thrones’credit

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    If you’re a fan of “Game of Thrones,” you can apply some of the show’s lessons to your financial life. Here are nine credit lessons the characters have inadvertently taught us over the last six seasons. (And, warning, there are spoilers ahead for those of you who haven’t caught up.) 1. Always Pay Your Debts  The unofficial motto of House Lannister is “a Lannister always pays his debts.” Whether actually true or not, it’s a […]

  • Spying Boss

    4 Signs Your Boss Is Spying on YouPrivacy

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    Chances are, your boss is keeping an eye on you. In fact, the American Management Association (AMA) reports that 43% of companies actively monitor employee emails and roughly the same number track the time you spend on the phone and who you call (16% go so far as to record those calls). Nearly half of companies say they use video to reduce theft and workplace sabotage. Workplace monitoring is nothing new, of course. Bosses have probably been […]

  • Broke grad

    What Can I Do If My Roommate Won’t Pay Rent?Personal Finance

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    So your roommate did the unthinkable and stopped paying rent. You like the person, really, but just thinking about it turns your stomach, and you’re deeply concerned about what this could do to your finances. For starters, your landlord could notify a consumer reporting company such as RentBureau, which is owned by the credit bureau Experian, about the missed payments. And if your landlord is really upset, they could skip that step altogether and contact the credit bureaus directly. Either way, […]

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